2714 E Cutler Ave, Des Moines, IA 50320 Property Records

Polk County property record for 2714 E Cutler Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,390 sqft · built 2005
Lot Size	0.221 acres (9,631 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Nov 2020)
Tax Bill	$6,428 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7824-25-253-011`

Property Details

APN / Parcel Number

Primary APN	`7824-25-253-011`
Alternative APN	`120/01301-075-011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	1,390 sqft
Basement Area	1,390 sqft
Finished Basement	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,631 sqft (0.221 acres)
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	38 sqft
Deck Area	144 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2714 E CUTLER AVE
City	DES MOINES
State	IA
Zip	50320-2162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 EASTER LAKE ESTATES PLAT 7
Legal Subdivision	EASTER LAKE ESTATES
Legal Lot Number	11
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2021
Census Tract	10805

Owner

2714 E Cutler Ave is owned and occupied by an individual who bought it in November 2020.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2714 E CUTLER AVE, DES MOINES, IA 50320-2162
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2020 · Amount on File
Deed Sale	Nov 19, 2020 · Amount on File
Prior Sale	Jan 11, 2006 · Amount on File
Deed Document Number	2020-00057868
Deed Book / Page	18202 / 725
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 19, 2020
Property Address	2714 E CUTLER AVE, DES MOINES, IA 50320-2162
Document Number	0000057868
Book / Page	18202 / 725
Instrument Date	Nov 6, 2020
Instrument	2020-00057868
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2714 E CUTLER AVE, DES MOINES, IA 50320-2162

Mortgage

Document Number	0000057870
Date	Nov 19, 2020
Instrument	2020-00057870

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

Mortgage

Document Number	0000057871
Date	Nov 19, 2020
Book Page	18202/747
Instrument	2020-00057871

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2030

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$345,600 Land $69,400 Building $276,200	$345,600 Land $69,400 Building $276,200
2024	$6,428.00
2023		$320,200 Land $63,000 Building $257,200	$320,200 Land $63,000 Building $257,200
2020	$6,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2714 E Cutler Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2714 E Cutler Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Nextlink, T-Mobile.

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