2707 E Cutler Ave, Des Moines, IA 50320 Property Records

Polk County property record for 2707 E Cutler Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 2013
Lot Size	0.261 acres (11,384 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Apr 2017)
Tax Bill	$5,394 (2024)
Deeds & Mortgages	May 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7824-25-251-004`

Property Details

APN / Parcel Number

Primary APN	`7824-25-251-004`
Alternative APN	`120/01301-075-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
Gross Area	3,506 sqft
1st Floor Area	1,450 sqft
Basement Area	1,422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,384 sqft (0.261 acres)
Lot Width	60 ft Width
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2707 E CUTLER AVE
City	DES MOINES
State	IA
Zip	50320-4717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 EASTER LAKE ESTATES PLAT 7
Legal Subdivision	EASTER LAKE ESTATES
Legal Lot Number	19
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2027
Census Tract	10805

Owner

2707 E Cutler Ave is owned and occupied by an individual who bought it in April 2017.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	2707 E CUTLER AVE, DES MOINES, IA 50320-4717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · VA Mortgage FIDELITY BANK
Apr 28, 2017	Warranty Deed, Transfer · VA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on File
Deed Sale	Apr 28, 2017 · Amount on File
Prior Sale	Sep 3, 2013 · Amount on File
Deed Document Number	2016-00089088
Deed Book / Page	16457 / 0962
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2707 E CUTLER AVE, DES MOINES, IA 50320-4717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100159
Date	May 26, 2020
Book Page	17849/229
Instrument	2019-00100159

Lender

Name	FIDELITY BANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 28, 2017
Property Address	2707 E CUTLER AVE, DES MOINES, IA 50320-4717
Document Number	201600089088
Book / Page	16457 / 0962
Instrument Date	Apr 26, 2017
Instrument	2016-00089088
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 E CUTLER AVE, DES MOINES, IA 50320-4717

Mortgage

Document Number	0000089090
Date	Apr 28, 2017
Book Page	16457/0966
Instrument	2016-00089090

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$313,200 Land $65,800 Building $247,400	$313,200 Land $65,800 Building $247,400
2024	$5,394.00
2023		$287,300 Land $59,700 Building $227,600	$287,300 Land $59,700 Building $227,600
2020	$5,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2707 E Cutler Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2707 E Cutler Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, Nextlink, T-Mobile.

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