2723 E Cutler Ave, Des Moines, IA 50320 Property Records

Polk County property record for 2723 E Cutler Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,554 sqft · built 2015
Lot Size	0.183 acres (7,984 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (May 2020)
Tax Bill	$5,204 (2024)
Deeds & Mortgages	May 2020 Sale & Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7824-25-251-008`

Property Details

APN / Parcel Number

Primary APN	`7824-25-251-008`
Alternative APN	`120/01301-075-015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,554 sqft Living Area
Gross Area	2,708 sqft
1st Floor Area	714 sqft
Upper Floors Area	840 sqft
Basement Area	714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,984 sqft (0.183 acres)
Lot Width	85 ft Width
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2723 E CUTLER AVE
City	DES MOINES
State	IA
Zip	50320-4717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 EASTER LAKE ESTATES PLAT 7
Legal Subdivision	EASTER LAKE ESTATES
Legal Lot Number	15
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2027
Census Tract	10805

Owner

2723 E Cutler Ave is owned and occupied by an individual who bought it in May 2020.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	2723 E CUTLER AVE, DES MOINES, IA 50320-4717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Warranty Deed, Transfer · VA Mortgage USAA
Mar 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IA CMNTY CU
Apr 27, 2018	Warranty Deed NOT AVAILABLE
Apr 4, 2018	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF LOWA COMMUNITY CREDIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2020 · Amount on File
Deed Sale	May 4, 2020 · Amount on File
Prior Sale	Apr 4, 2018 · Amount on File
Deed Document Number	2019-00093003
Deed Book / Page	17812 / 957
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 4, 2020
Property Address	2723 E CUTLER AVE, DES MOINES, IA 50320-4717
Document Number	0000093003
Book / Page	017812 / 000957
Instrument Date	Apr 24, 2020
Instrument	93003
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2723 E CUTLER AVE DES MOINES IA 503204717, DES MOINES, IA 50320-4717

Mortgage

Document Number	93005
Date	May 4, 2020
Book Page	017812/000960
Instrument	93005

Lender

Name	USAA
Address	10750 W INTERSTATE 10, SAN ANTONIO, TX 78288-1600

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2723 E CUTLER AVE, DES MOINES, IA 50320-4717
Document Number	0000082357
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2723 E CUTLER AVE DES MOINES IA 503204717, DES MOINES, IA 50320-4717

Mortgage

Document Number	0000082357
Date	Apr 27, 2018
Book Page	016898/000071
Instrument	82357

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

April 2018: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 27, 2018
Property Address	2723 E CUTLER AVE, DES MOINES, IA 50320-4717
Document Number	0000082356
Book / Page	016898 / 000070
Instrument Date	Mar 24, 2018
Instrument	82356
Record Updated	May 21, 2018
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2723 E CUTLER AVE DES MOINES IA 503204717, DES MOINES, IA 50320-4717

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 4, 2018
Property Address	2723 E CUTLER AVE, DES MOINES, IA 50320-4717
Document Number	201700075971
Book / Page	16871 / 0394
Instrument Date	Mar 24, 2018
Instrument	2017-00075971
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2723 E CUTLER AVE, DES MOINES, IA 50320-4717

Mortgage

Document Number	201700075973
Date	Apr 4, 2018
Instrument	2017-00075973

Lender

Name	UNIVERSITY OF LOWA COMMUNITY CREDIT
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$303,100 Land $60,500 Building $242,600	$303,100 Land $60,500 Building $242,600
2024	$5,204.00
2023		$277,900 Land $54,900 Building $223,000	$277,900 Land $54,900 Building $223,000
2020	$704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2723 E Cutler Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2723 E Cutler Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, Nextlink, T-Mobile.

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