Hamilton County property record for 2713 John Gray Rd, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,226 sqft · built 1969 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Jun 2026) |
| Tax Bill | $3,163 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0011-0204-00 |
| Primary APN | 510-0011-0204-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,226 sqft Living Area |
| Gross Area | 2,683 sqft |
| 1st Floor Area | 1,226 sqft |
| Basement Area | 1,226 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2713 JOHN GRAY RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-1040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JACKSON RD 60 X 120 LOT 407 KINGSBRIDGE SUB BLK D |
| Legal Subdivision | KINGSBRIDGE SUB |
| Legal Block | D |
| Legal Lot Number | 407 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21508 |
Source: Hamilton County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2713 JOHN GRAY RD, CINCINNATI, OH 45231-1040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 29, 2026 | Warranty Deed, Transfer · FHA Mortgage PRIME LENDING |
| Mar 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Nov 10, 2017 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on Record |
| Deed Sale | Jun 29, 2026 · Amount on Record |
| Prior Sale | May 17, 2024 · Amount on Record |
| Deed Document Number | 202652279 |
| Deed Book / Page | 15696 / 410 |
| Prior Transfer Date | Oct 3, 1995 |
| Prior Transfer Doc | 0000025132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 29, 2026 |
| Property Address | 2713 JOHN GRAY RD, CINCINNATI, OH 45231-1040 |
| Document Number | 0000052279 |
| Book / Page | 15696 / 410 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202652279 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | BELLA TITLE, BELLA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,460.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2713 JOHN GRAY RD, CINCINNATI, OH 45231-1040 |
| Document Number | 0000052280, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202652280 |
| Name | PRIME LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000052281, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 15696/432 |
| Instrument | 202652281 |
| Name | PRIME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jul 1, 2036 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2713 JOHN GRAY RD, CINCINNATI, OH 45231-1040 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2713 JOHN GRAY RD, CINCINNATI, OH 45231-1040 |
| Document Number | 0000032159 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 14634/141 |
| Instrument | 2022-0032159 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2713 JOHN GRAY RD, CINCINNATI, OH 45231-1040 |
| Document Number | 0000112857 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2713 JOHN GRAY RD CINCINNATI OH 452311040, CINCINNATI, OH 45231-1040 |
| Document Number | 0000112857 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 013562/001434 |
| Instrument | 112857 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 11, 2047 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,163.00 (+7.84%) | $54,828 (-) Land $8,694 Building $46,134 | $156,650 (-) Land $24,840 Building $131,810 |
| 2024 | $2,933.00 (-0.61%) | $54,828 (-) Land $8,694 Building $46,134 | |
| 2023 | $2,951.00 (+15.82%) | $54,828 (+42.11%) Land $8,694 Building $46,134 | $156,650 (+42.11%) Land $24,840 Building $131,810 |
| 2022 | $2,548.00 Homeowner's exemption | $38,581 Land $7,147 Building $31,434 | |
| 2020 | $110,230 Land $20,420 Building $89,810 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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