Hamilton County property record for 2763 John Gray Rd, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,356 sqft · built 1975 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $191,500 (Apr 2021) |
| Tax Bill | $3,864 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0013-0029-00 |
| Primary APN | 510-0013-0029-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,356 sqft Living Area |
| 1st Floor Area | 492 sqft |
| 2nd Floor Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,235 sqft (0.212 acres) |
| Lot Dimensions | 106 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2763 JOHN GRAY RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHN GRAY & PIPPIN RDS 80.38 X 106.26 IRR LOT 12BIRCH HILL SUB BLK A |
| Legal Subdivision | BIRCH HILL SUB |
| Legal Block | A |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20504 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2763 JOHN GRAY RD, CINCINNATI, OH 45251-4217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 29, 2021 | Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Sep 5, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Sep 11, 2018 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on Record |
| Deed Sale | Apr 29, 2021 · Amount on Record |
| Prior Sale | Sep 11, 2018 · Amount on Record |
| Deed Document Number | 0000053472 |
| Deed Book / Page | 14407 / 1045 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2763 JOHN GRAY RD, CINCINNATI, OH 45251-4217 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2763 JOHN GRAY RD, CINCINNATI, OH 45251-4217 |
| Document Number | 0000009821 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 15102/1238 |
| Instrument | 2024-0009821 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD, BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 29, 2021 |
| Property Address | 2763 JOHN GRAY RD, CINCINNATI, OH 45251-4217 |
| Document Number | 0000053472 |
| Book / Page | 14407 / 1045 |
| Map Reference | MB 38 PG 50&51 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021-0053472 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $574.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2763 JOHN GRAY RD, CINCINNATI, OH 45251-4217 |
| Document Number | 0000053473 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021-0053473 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2763 JOHN GRAY RD, CINCINNATI, OH 45251-4217 |
| Document Number | 0000096863 |
| Instrument Date | Sep 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2763 JOHN GRAY RD CINCINNATI OH 452514217, CINCINNATI, OH 45251-4217 |
| Document Number | 0000096863 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 014258/001482 |
| Instrument | 96863 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 11, 2018 |
| Property Address | 2763 JOHN GRAY RD, CINCINNATI, OH 45251-4217 |
| Document Number | 0000080431 |
| Book / Page | 13750 / 00563 |
| Map Reference | MB 38 PG 50-51 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 2018-0080431 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $426.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2763 JOHN GRAY RD, CINCINNATI, OH 45251-4217 |
| Document Number | 0000080432 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 2018-0080432 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,864.00 (+7.87%) | $67,025 (-) Land $10,143 Building $56,882 | |
| 2024 | $3,582.00 (-0.61%) | $67,025 (-) Land $10,143 Building $56,882 | |
| 2023 | $3,604.00 (+9.98%) | $67,025 (+34.86%) Land $10,143 Building $56,882 | $191,500 (+34.86%) Land $28,980 Building $162,520 |
| 2022 | $3,277.00 Homeowner's exemption | $49,700 Land $8,351 Building $41,349 | |
| 2020 | $142,000 Land $23,860 Building $118,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures