Hamilton County property record for 2685 John Gray Rd, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,457 sqft · built 1969 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,900 (Nov 2019) |
| Tax Bill | $3,046 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0011-0201-00 |
| Primary APN | 510-0011-0201-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,457 sqft Living Area |
| 1st Floor Area | 1,457 sqft |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,231 sqft (0.166 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2685 JOHN GRAY RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-1039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JACKSON RD 60 X 120 LOT 404 KINGSBRIDGE SUB BLK D |
| Legal Subdivision | KINGSBRIDGE SUB |
| Legal Block | D |
| Legal Lot Number | 404 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21508 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3189 PRINCETON RD, FAIRFIELD TOWNSHIP, OH 45011-5338 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC |
| Nov 7, 2019 | Warranty Deed, Transfer |
| Jul 2, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Jun 20, 2019 | Deed of Trust, Mortgage · Conventional with PMI WEALTHY ONE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2019 · Amount on Record |
| Deed Sale | Nov 7, 2019 · Amount on Record |
| Prior Sale | Jul 2, 2019 · Amount on Record |
| Deed Document Number | 0000098184 |
| Deed Book / Page | 14040 / 02817 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2685 JOHN GRAY RD, CINCINNATI, OH 45231-1039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000830 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 14576/1209 |
| Instrument | 2022-0000830 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 7, 2019 |
| Property Address | 2685 JOHN GRAY RD, CINCINNATI, OH 45231-1039 |
| Document Number | 0000098184 |
| Book / Page | 14040 / 02817 |
| Map Reference | MB 112 PG 53&54 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 2019-0098184 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $515.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3189 PRINCETON RD # 298, 298, FAIRFIELD TOWNSHIP, OH 45011-5338 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 2, 2019 |
| Property Address | 2685 JOHN GRAY RD, CINCINNATI, OH 45231-1039 |
| Document Number | 0000052842 |
| Book / Page | 013951 / 001453 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 52842 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $282.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6751 FOREST HILL LN FAIRFIELD TOWNSHIP OH 450116417, FAIRFIELD TOWNSHIP, OH 45011-6417 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2685 JOHN GRAY RD, CINCINNATI, OH 45231-1039 |
| Document Number | 0000067112 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2685 JOHN GRAY RD CINCINNATI OH 452311039, CINCINNATI, OH 45231-1039 |
| Document Number | 0000067112 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 013979/001657 |
| Instrument | 67112 |
| Name | WEALTHY ONE LLC |
|---|---|
| Address | HAMILTON, OH 45011 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,046.00 (+5.03%) | $51,520 (-) Land $8,694 Building $42,826 | |
| 2024 | $2,900.00 (+1.15%) | $51,520 (-) Land $8,694 Building $42,826 | |
| 2023 | $2,867.00 (-6.55%) | $51,520 (+14.2%) Land $8,694 Building $42,826 | $147,200 (+14.2%) Land $24,840 Building $122,360 |
| 2022 | $3,068.00 | $45,115 Land $7,147 Building $37,968 | |
| 2020 | $128,900 Land $20,420 Building $108,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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