2712 Summer Ave, Waco, TX 76708 Property Records

McLennan County property record for 2712 Summer Ave, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1934
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$61,900 (Sep 2019)
Tax Bill	$3,354 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Feb 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`48-017600-038300-1`

Property Details

APN / Parcel Number

Primary APN	`48-017600-038300-1`
Alternative APNs	`4801760003830010111` `172871`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1963
Exterior Material	Asbestos
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2712 SUMMER AVE
City	WACO
State	TX
Zip	76708-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FARWELL HTS LOT 4 BLOCK 44 ACRES .1894
Legal Subdivision	FARWELL HTS
Legal Block	44
Legal Lot Number	4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1006
Census Tract	900

Owner

Source: McLennan County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2712 SUMMER AVE, WACO, TX 76708-2443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2019	Vendor's Lien, Transfer · Closed-End Mortgage ALLIANCE BANK CENTRAL TEXAS
Feb 3, 2019	Loan Modification, Mortgage ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Prior Sale	Aug 7, 2012 · Amount on Record
Deed Document Number	201932105
Prior Transfer Date	Sep 20, 2019
Prior Transfer Doc	0000032105
Record Updated	Oct 29, 2026

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 24, 2019
Property Address	2712 SUMMER AVE, WACO, TX 76708-2443
Document Number	0000032105
Map Reference	VOL 91 PG 278
Instrument Date	Sep 20, 2019
Instrument	2019032105
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1824 AUSTIN AVE, 1824, WACO, TX 76701-1617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 SUMMER AVE, WACO, TX 76708-2443

Mortgage

Document Number	0000032106
Date	Sep 24, 2019
Instrument	2019032106

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 20, 2024

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2712 SUMMER AVE, WACO, TX 76708-2443
Document Number	0000010824
Instrument Date	Feb 3, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1714 COLUMBUS AVE WACO TX 767011155, WACO, TX 76701-1155

Mortgage

Document Number	0000010824
Date	Apr 2, 2019
Instrument	10824

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Apr 1, 2022

Interest

Rate	6.5%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,068 (-5.44%) Land $18,068 Building $123,000	$141,068 (-5.44%) Land $18,068 Building $123,000
2025	$3,354.00 (+3.39%)	$149,190 (+12.26%) Land $16,420 Building $132,770	$149,190 (+12.26%) Land $16,420 Building $132,770
2024	$3,244.00 (+8.9%)
2023		$132,900 Land $16,420 Building $116,480	$132,900 Land $16,420 Building $116,480
2022	$2,979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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