2705 Summer Ave, Waco, TX 76708 Property Records

McLennan County property record for 2705 Summer Ave, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,406 sqft · built 1935
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Company Names on Record
Last Sale	$141,179 (Feb 2026)
Tax Bill	$4,471 (2025)
Deeds & Mortgages	Feb 2026 Foreclosure Jan 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`48-017600-004800-7`

Property Details

APN / Parcel Number

Primary APN	`48-017600-004800-7`
Alternative APNs	`4801760000480070111` `172564`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,406 sqft Living Area
1st Floor Area	1,406 sqft
Flooring	Carpet

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1968
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	204 sqft
Carport	Carport
Carport Area	204 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Patio Area	156 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2705 SUMMER AVE
City	WACO
State	TX
Zip	76708-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3D
Legal Description	FARWELL HTS LOT 13 BLOCK 16 ACRES .1894
Legal Subdivision	FARWELL HTS
Legal Block	16
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1003
Census Tract	900

Owner

Source: McLennan County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2705 SUMMER AVE, WACO, TX 76708-2442
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Trustee's Deed, Foreclosure WFT NATIONAL TITLE, WFG NATIONAL TITLE
Jan 28, 2025	Vendor's Lien, Transfer · Commercial Mortgage NATIONAL LOAN FUNDING LLC
Nov 29, 2023	Warranty Deed, Transfer
Aug 16, 2022	Vendor's Lien, Transfer · Conventional Mortgage FUNDI CORPORATION
Jan 6, 2020	Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR
Sep 27, 2017	Grant Deed, Transfer GRANT E & POLLY A PATON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Jan 28, 2025 · Amount on Record
Deed Document Number	20264916
Prior Transfer Date	Sep 2, 2006
Prior Transfer Doc	0000033120
Record Updated	Sep 20, 2026

February 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 17, 2026
Property Address	2705 SUMMER AVE, WACO, TX 76708-2442
Document Number	0000004916
Map Reference	VOL 91 PG 278
Instrument Date	Jan 6, 2026
Instrument	2026004916
Transaction Type	Foreclosure
Record Updated	Feb 27, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 PARK AVE FL 23RD, NEW YORK, NY 10016-1301

January 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 28, 2025
Property Address	2705 SUMMER AVE, WACO, TX 76708-2442
Document Number	0000002492
Map Reference	VOL 91 PG 278
Instrument Date	Jan 24, 2025
Instrument	2025002492
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8650 BRIARGROVE DR, WOODWAY, TX 76712-2307
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002493
Date	Jan 28, 2025
Instrument	2025002493

Lender

Name	NATIONAL LOAN FUNDING LLC
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Aug 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 29, 2023
Property Address	2705 SUMMER AVE, WACO, TX 76708-2442
Document Number	0000036467
Map Reference	VOL 91 PG 278
Instrument Date	Aug 18, 2023
Instrument	2023036467
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 E ARKANSAS LN STE 203, 203, ARLINGTON, TX 76010-8723
Investor	Possibly a Property Investor

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 16, 2022
Property Address	2705 SUMMER AVE, WACO, TX 76708-2442
Document Number	0000033392
Map Reference	VOL 91 PG 278
Instrument Date	Aug 12, 2022
Instrument	2022033392
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 SUMMER AVE, WACO, TX 76708-2442

Mortgage

Document Number	0000033393
Date	Aug 16, 2022
Instrument	2022033393

Lender

Name	FUNDI CORPORATION
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2705 SUMMER AVE, WACO, TX 76708-2442
Document Number	0000000606
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	TEXAS COUNTRY TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 SKYLINE DR WACO TX 767101129, WACO, TX 76710-1129

Mortgage

Document Number	0000000606
Date	Jan 7, 2020
Instrument	606

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 6, 2040

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 27, 2017
Property Address	2705 SUMMER AVE, WACO, TX 76708-2442
Document Number	0000031998
Instrument Date	Sep 19, 2017
Instrument	31998
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 SKYLINE DR WACO TX 767101129, WACO, TX 76710-1129

Mortgage

Document Number	31999
Date	Sep 27, 2017
Instrument	31999

Lender

Name	GRANT E & POLLY A PATON
Address	1116 HODGE RD, EDDY, TX 76524-2709
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 26, 2032

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,471.00 (+5.27%)	$198,870 (+13.78%) Land $16,420 Building $182,450	$198,870 (+13.78%) Land $16,420 Building $182,450
2024	$4,247.00 (+8.4%)
2023		$174,780 Land $16,420 Building $158,360	$174,780 Land $16,420 Building $158,360
2022	$3,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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