2708 Summer Ave, Waco, TX 76708 Property Records

McLennan County property record for 2708 Summer Ave, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1935
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$33,982 (Aug 2026)
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-017600-038200-5`

Property Details

APN / Parcel Number

Primary APN	`48-017600-038200-5`
Alternative APNs	`4801760003820050111` `172870`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Carpet

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1959
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	328 sqft
Canopy	160 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2708 SUMMER AVE
City	WACO
State	TX
Zip	76708-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FARWELL HTS LOT 3 BLOCK 44 ACRES .1894
Legal Subdivision	FARWELL HTS
Legal Block	44
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1006
Census Tract	900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1239 STILLWATER RD, WACO, TX 76708-7606
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Special Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL
May 29, 2020	Warranty Deed, Transfer BANCORPSOUTH
Feb 3, 2019	Loan Modification, Mortgage ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	May 29, 2020 · Amount on File
Deed Document Number	202624793
Prior Transfer Date	Jul 31, 2026
Prior Transfer Doc	0000024793
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 3, 2026
Property Address	2708 SUMMER AVE, WACO, TX 76708-2443
Document Number	0000024793
Instrument Date	Jul 31, 2026
Instrument	202624793
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1239 STILLWATER RD, WACO, TX 76708-7606

Mortgage

Document Number	0000025172,
Date	Aug 3, 2026
Instrument	202625172

Lender

Name	FIRST NATIONAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 29, 2020
Property Address	2708 SUMMER AVE, WACO, TX 76708-2443
Document Number	0000017322
Instrument Date	May 28, 2020
Instrument	17322
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1239 STILLWATER WACO TX 76706, WACO, TX 76706

Mortgage

Document Number	17323
Date	May 29, 2020
Instrument	17323

Lender

Name	BANCORPSOUTH
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount on Record

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2708 SUMMER AVE, WACO, TX 76708-2443
Document Number	0000010822
Instrument Date	Feb 3, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010822
Date	Apr 2, 2019
Instrument	10822

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Amount	Amount on Record
Term	36 Months
Due	Apr 1, 2022

Interest

Rate	6.5%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,000 (-) Land $16,420 Building $99,580	$116,000 (-) Land $16,420 Building $99,580
2025	$2,608.00 (-1.06%)	$116,000 (+5.49%) Land $16,420 Building $99,580	$116,000 (+5.49%) Land $16,420 Building $99,580
2024	$2,636.00 (+6.94%)
2023		$109,960 Land $16,420 Building $93,540	$109,960 Land $16,420 Building $93,540
2022	$2,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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