2712 Duncan St, Springfield, OH 45505 Property Records

Clark County property record for 2712 Duncan St, Springfield, OH 45505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 816 sqft · built 1952
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$48,000 (Jun 2018)
Tax Bill	$3,142 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-07-00022-404-017`

Property Details

APN / Parcel Number

Primary APN	`340-07-00022-404-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Porch	Open Frame Porch
Porch Area	150 sqft
Canopy	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2712 DUNCAN ST
City	SPRINGFIELD
State	OH
Zip	45505-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAYNES 2ND ADD 14040
Legal Subdivision	LAYNES 2ND ADD
Legal Block	404
Legal Lot Number	17
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2008
Census Tract	1400

Owner

Source: Clark County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2712 DUNCAN ST, SPRINGFIELD, OH 45505-2730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Jun 12, 2018	Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOME CTY FSB/SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Deed Document Number	20187726
Deed Book / Page	2144 / 5673
Prior Transfer Date	Jun 8, 2018
Prior Transfer Doc	0000007726
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2712 DUNCAN ST, SPRINGFIELD, OH 45505-2730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 DUNCAN ST, SPRINGFIELD, OH 45505-2730

Mortgage

Document Number	0000013489
Date	Sep 16, 2020
Book Page	2178/194
Instrument	202000013489

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	SPRINGFIELD, OH 45504

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	108 Months
Due	Sep 11, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Jun 12, 2018
Property Address	2712 DUNCAN ST, SPRINGFIELD, OH 45505-2730
Document Number	0000007726
Book / Page	2144 / 5673
Map Reference	VOL 8 PG 19
Instrument Date	Jun 8, 2018
Instrument	201800007726
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	OHIO REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 DUNCAN ST, SPRINGFIELD, OH 45505-2730

Mortgage

Document Number	0000007727
Date	Jun 12, 2018
Instrument	201800007727

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2712 DUNCAN ST, SPRINGFIELD, OH 45505-2730
Document Number	0000002534
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 DUNCAN ST SPRINGFIELD OH 455052730, SPRINGFIELD, OH 45505-2730

Mortgage

Document Number	0000002534
Date	Feb 26, 2018
Book Page	002139/002765
Instrument	2534

Lender

Name	HOME CTY FSB/SPRINGFIELD
Type	Federal Savings Bank
Address	SPRINGFIELD, OH 45503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 25, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,142.00 (+110.73%)	$35,780 (+43.35%) Land $4,900 Building $30,880	$102,240 (+43.39%) Land $14,000 Building $88,240
2024	$1,491.00 (+18.05%)
2023		$24,960 Land $4,590 Building $20,370
2022	$1,263.00		$71,300 Land $13,100 Building $58,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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