2712 Banyan Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2712 Banyan Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,866 sqft · built 2024
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$17,500 (Jan 2018)
Tax Bill	$5,525 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-06-1080`

Property Details

APN / Parcel Number

Primary APN	`8402-01-06-1080`
Alternative APNs	`34180201061080` `02183401061080` `3927621.0` `3927621`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,866 sqft Living Area
Gross Area	2,418 sqft
1st Floor Area	1,866 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Block/Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 20 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3927621
Street Address	2712 BANYAN DR
City	EDGEWATER
State	FL
Zip	32141-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 6108 & 6109 & S 20 FT LOT 6110 BLK 205 FLORIDA SHORES UNIT NO 7 MB 23 PGS 117-118 INC PER OR 2811 PG 1404 PER OR 5364 PG 2077 PER OR 5485 PGS 1322-1323 PER OR 7494 PG 0281
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	205
Legal Lot Number	6110
Legal Unit	7
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1052
Census Tract	83005

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2712 BANYAN DR, EDGEWATER, FL 32141-5802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit SPACE COAST CREDIT UNION
Jul 31, 2023	Deed of Trust, Mortgage · Construction Mortgage SPACE COAST CU
Jan 11, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2018 · Amount on Record
Deed Sale	Jan 11, 2018 · Amount on Record
Prior Sale	Apr 15, 1986 · Amount on Record
Deed Document Number	20185975
Deed Book / Page	7494 / 281
Prior Transfer Date	Jan 17, 2005
Prior Transfer Doc	0054851322
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Recording Date	Jul 8, 2026
Property Address	2712 BANYAN DR, EDGEWATER, FL 32141-5802
Document Number	0000122425
Book / Page	8875 / 4907
Instrument Date	Jun 25, 2026
Instrument	2026122425
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 BANYAN DR, EDGEWATER, FL 32141-5802

Mortgage

Document Number	0000122425,
Date	Jul 8, 2026
Book Page	8875/4907
Instrument	2026122425

Lender

Name	SPACE COAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2712 BANYAN DR, EDGEWATER, FL 32141-5802
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 GATOR BAIT LN, OAK HILL, FL 32759-9401

Mortgage

Document Number	0084403589
Date	Jul 31, 2023
Book Page	8440/3589
Instrument	2023156860

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	10.8%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 11, 2018
Property Address	2712 BANYAN TREE DR, EDGEWATER, FL 32141-5802
Document Number	0074940281
Book / Page	007494 / 000281
Instrument Date	Jan 8, 2018
Instrument	5975
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$122.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 GATOR BAIT LN OAK HILL FL 327599401, OAK HILL, FL 32759-9401

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,447 (-2.09%) Land $60,750 Building $278,697	$339,447 (-2.09%) Land $60,750 Building $278,697
2025	$5,525.00 (+782.59%) Homeowner's exemption	$346,685 (+516.33%) Land $60,750 Building $285,935	$346,685 (+516.33%) Land $60,750 Building $285,935
2023	$626.00 (+30.69%)	$56,250 (+68.92%) Land $56,250	$56,250 (+68.92%) Land $56,250
2022	$479.00	$33,300 Land $33,300	$33,300 Land $33,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	103 in force
Nearby Flood Claims	17 (1995–2022)
Claims Outside the SFHA	16 of 17
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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