2709 38th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 2709 38th Ave S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Details	2,214 sqft · built 1991
Lot Size	0.229 acres (9,990 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,394 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-2920-00860-000`

Property Details

APN / Parcel Number

Primary APN	`01-2920-00860-000`

Interior

Building Area	2,214 sqft Living Area
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Level
Lot Area	9,990 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Location & Zoning

Street Address	2709 38TH AVE S
City	FARGO
State	ND
Zip	58104-7018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 10 BLOCK: 5 ADDITION: STONEBRIDGE FARMS ADDITIONAL: STONEBRIDGE FARMS LOT 10 BLK 5
Legal Subdivision	STONEBRIDGE FARMS
Legal Block	5
Legal Lot Number	10
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1004
Census Tract	10303

Owner

2709 38th Ave S is owned and occupied by two individuals.

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2709 38TH AVE S, FARGO, ND 58104-7018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	2709 38TH AVE S, FARGO, ND 58104-7018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001514785
Date	Jul 6, 2017
Instrument	1514785

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58106

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 15, 2022

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	2709 38TH AVE S, FARGO, ND 58104-7018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001608262
Date	Oct 12, 2020
Instrument	1608262

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2709 38th Ave S was $4,394.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,394.00	$212,700 Land $36,050 Building $176,650	$425,400 Land $72,100 Building $353,300
2023	$5,630.00	$202,550 Land $36,050 Building $166,500	$405,100 Land $72,100 Building $333,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2709 38th Ave S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	7 (1997–2025)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 2025
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2709 38th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

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