2708 38th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 2708 38th Ave S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Details	1,211 sqft · built 1991
Lot Size	0.226 acres (9,865 sqft)
Owner	2 Company Names on File
Tax Bill	$3,430 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-2920-00640-000`

Property Details

APN / Parcel Number

Primary APN	`01-2920-00640-000`

Interior

Building Area	1,211 sqft Living Area
1st Floor Area	1,211 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Lot Area	9,865 sqft (0.226 acres)
Lot Dimensions	125 ft deep x 79 ft wide

Location & Zoning

Street Address	2708 38TH AVE S
City	FARGO
State	ND
Zip	58104-7033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 8 BLOCK: 4 ADDITION: STONEBRIDGE FARMS ADDITIONAL: STONEBRIDGE FARMS LOT 8 BLK 4
Legal Subdivision	STONEBRIDGE FARMS
Legal Block	4
Legal Lot Number	8
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1008
Census Tract	10303

Owner

2708 38th Ave S is owned by a company that acquired it in September 2024.

Source: Cass County records, as of April 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	2708 38TH AVE S, FARGO, ND 58104-7033
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 8, 2020	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 4, 2024
Transfer Doc	0001719221
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	2708 38TH AVE S, FARGO, ND 58104-7033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001600193
Date	Aug 4, 2020
Instrument	1600193

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2030

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	2708 38TH AVE S, FARGO, ND 58104-7033
Document Number	0001581619
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2708 38TH AVE S FARGO ND 581047033, FARGO, ND 58104-7033

Mortgage

Document Number	0001581619
Date	Jan 16, 2020
Instrument	1581619

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 15, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2708 38th Ave S was $3,430.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,430.00	$177,600 Land $35,600 Building $142,000	$355,200 Land $71,200 Building $284,000
2023	$4,726.00	$169,150 Land $35,600 Building $133,550	$338,300 Land $71,200 Building $267,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2708 38th Ave S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	7 (1997–2025)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 2025
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2708 38th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

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