2702 38th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 2702 38th Ave S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Details	1,890 sqft · built 1992
Lot Size	0.226 acres (9,865 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (May 2017)
Tax Bill	$4,678 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-2920-00630-000`

Property Details

APN / Parcel Number

Primary APN	`01-2920-00630-000`

Interior

Stories	2 Stories
Building Area	1,890 sqft Living Area
1st Floor Area	1,083 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	9,865 sqft (0.226 acres)
Lot Dimensions	125 ft deep x 79 ft wide

Location & Zoning

Street Address	2702 38TH AVE S
City	FARGO
State	ND
Zip	58104-7033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 7 BLOCK: 4 ADDITION: STONEBRIDGE FARMS ADDITIONAL: STONEBRIDGE FARMS LOT 7 BLK 4
Legal Subdivision	STONEBRIDGE FARMS
Legal Block	4
Legal Lot Number	7
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1008
Census Tract	10303

Owner

2702 38th Ave S is owned and occupied by two individuals who bought it in May 2017.

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2702 38TH AVE S, FARGO, ND 58104-7033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on File
Deed Sale	May 19, 2017 · Amount on File
Deed Document Number	20171510172
Record Updated	Jun 8, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	May 19, 2017
Property Address	2702 38TH AVE S, FARGO, ND 58104-7033
Document Number	0001510172
Instrument Date	May 15, 2017
Instrument	1510172
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	FM TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2702 38TH AVE S, FARGO, ND 58104-7033

Mortgage

Document Number	0001510173
Date	May 19, 2017
Instrument	1510173

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2702 38th Ave S was $4,678.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,678.00	$166,900 Land $35,600 Building $131,300	$333,800 Land $71,200 Building $262,600
2023	$4,343.00	$157,050 Land $35,600 Building $121,450	$314,100 Land $71,200 Building $242,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2702 38th Ave S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	7 (1997–2025)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 2025
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2702 38th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

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