2708 Lainey Ave, Ottawa, IL 61350 Property Records

LaSalle County property record for 2708 Lainey Ave, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,080 sqft · built 1990
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jul 2023)
Tax Bill	$10,232 (2025)
Deeds & Mortgages	Apr 2009 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-36-329-003`

Property Details

APN / Parcel Number

Primary APN	`14-36-329-003`
Alternative APN	`13-36-380-009`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,080 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	2708 LAINEY AVE
City	OTTAWA
State	IL
Zip	61350-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRACEFIELD SUB UNIT 2, LT 8 BLK 4 SEC 36-34-3
Legal Range	03
Legal Township	34
Legal Section	36
Legal Subdivision	GRACEFIELD SUB UNIT 2
Legal Block	4
Legal Lot Number	8
Legal Unit	2
Jurisdiction	LASALLE IL
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1009
Census Tract	962600

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2708 LAINEY AVE, OTTAWA, IL 61350-1050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2009	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 21, 2023	Executor's Deed, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Deed Document Number	20237281
Record Updated	Sep 20, 2026

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	2708 LAINEY AVE, OTTAWA, IL 61350-1050
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200910842
Date	Apr 29, 2009
Instrument	2009-10842

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	AMITYVILLE, NY 11701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2039

July 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	LASALLE IL
Recording Date	Jul 21, 2023
Property Address	2708 LAINEY AVE, OTTAWA, IL 61350-1050
Document Number	0202307281
Map Reference	DOC 83-00287
Instrument Date	Jul 7, 2023
Instrument	2023-07281
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 LAINEY AVE, OTTAWA, IL 61350-1050

Mortgage

Document Number	0202307282
Date	Jul 21, 2023
Instrument	2023-07282

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	4.13%
Max Rate At Change	8.13%
Index	Other
Margin	3
Max Rate	11.1%

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Dayton Township
Municipality	Ottawa City
Secondary School District	Ottawa Township High School District 140 (09 - 12)
Elementary School District	Wallace Community Consolidated School District 195 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,232.00 (+2.23%)	$116,874 (+18.03%) Land $20,563 Building $96,311	$350,622 (+18.03%) Land $61,689 Building $288,933
2024	$10,009.00
2023		$99,019 (+9.09%) Land $17,422 Building $81,597	$297,057 (+9.09%) Land $52,266 Building $244,791
2022		$90,768 Land $15,970 Building $74,798	$272,304 Land $47,910 Building $224,394

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Surf Internet.

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