2703 Lainey Ave, Ottawa, IL 61350 Property Records

LaSalle County property record for 2703 Lainey Ave, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,519 sqft · built 1990
Lot Size0.239 acres (10,443 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Mar 2017)
Tax Bill$5,093 (2025)
Deeds & MortgagesAug 2020 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-36-328-005

Property Details

APN / Parcel Number

Primary APN14-36-328-005
Alternative APN
  • 13-36-378-021

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,519 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area10,443 sqft (0.239 acres)

Location & Zoning

Street Address2703 LAINEY AVE
CityOTTAWA
StateIL
Zip61350-1051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRACEFIELD SUBD UNIT 2, LT 30 BLK 3 SEC 36-34-3
Legal Range03
Legal Township34
Legal Section36
Legal SubdivisionGRACEFIELD SUB UNIT 2
Legal Block3
Legal Lot Number30
Legal Unit2
JurisdictionLASALLE IL
Township / Civil DivisionDAYTON
Census Block Group1
Census Block1046
Census Tract962600

Owner

Source: LaSalle County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2703 LAINEY AVE, OTTAWA, IL 61350-1051
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OTTAWA
Mar 31, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST FARM CREDIT SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2017 · Amount on Record
Deed SaleMar 31, 2017 · Amount on Record
Prior SaleJan 6, 2011 · Amount on Record
Deed Document Number20174411
Prior Transfer DateDec 23, 2010
Prior Transfer Doc201100567
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address2703 LAINEY AVE, OTTAWA, IL 61350-1051
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWHEATLAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202012259
DateAug 14, 2020
Instrument202012259
Lender
NameFIRST NATIONAL BANK OTTAWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 1, 2030
Interest
Rate TypeFixed Rate

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateMar 31, 2017
Property Address2703 LAINEY AVE, OTTAWA, IL 61350-1051
Document Number201704411
Instrument DateMar 31, 2017
Instrument201704411
Transaction TypeTransfer
Record UpdatedJun 7, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201704412
DateMar 31, 2017
Instrument201704412
Lender
NameFIRST FARM CREDIT SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.88%

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionDayton Township
MunicipalityOttawa City
Secondary School DistrictOttawa Township High School District 140 (09 - 12)
Elementary School DistrictWallace Community Consolidated School District 195 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,093.00 (+2.47%)$61,193 (+18.03%) Land $20,563 Building $40,630$183,579 (+18.03%) Land $61,689 Building $121,890
2024$4,970.00
2023$51,845 (+9.09%) Land $17,422 Building $34,423$155,535 (+9.09%) Land $52,266 Building $103,269
2022$47,525 Land $15,970 Building $31,555$142,575 Land $47,910 Building $94,665

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimJun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fixed Wireless
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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