2705 Lainey Ave, Ottawa, IL 61350 Property Records

LaSalle County property record for 2705 Lainey Ave, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,324 sqft · built 1987
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$8,291 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-36-328-004`

Property Details

APN / Parcel Number

Primary APN	`14-36-328-004`
Alternative APN	`13-36-378-018`

Interior

Full Baths	3 Baths
Building Area	2,324 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Level
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	2705 LAINEY AVE
City	OTTAWA
State	IL
Zip	61350-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRACEFIELD SUBD UNIT 2, LT 31 BLK 3 SEC 36-34-3
Legal Range	03
Legal Township	34
Legal Section	36
Legal Subdivision	GRACEFIELD SUB UNIT 2
Legal Block	3
Legal Lot Number	31
Legal Unit	2
Jurisdiction	LASALLE IL
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1046
Census Tract	962600

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2705 LAINEY AVE, OTTAWA, IL 61350-1051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	2705 LAINEY AVE, OTTAWA, IL 61350-1051
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202307903
Date	Aug 7, 2023
Instrument	2023-07903

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 2, 2033

Interest

Rate Type	Fixed Rate
Rate	8%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	2705 LAINEY AVE, OTTAWA, IL 61350-1051
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202007971
Date	Jun 8, 2020
Instrument	202007971

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2050

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	2705 LAINEY AVE, OTTAWA, IL 61350-1051
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201701958
Date	Feb 7, 2017
Instrument	201701958

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	IL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2032

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	2705 LAINEY AVE, OTTAWA, IL 61350-1051
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202007971
Date	Jun 8, 2020
Instrument	202007971

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Dayton Township
Municipality	Ottawa City
Secondary School District	Ottawa Township High School District 140 (09 - 12)
Elementary School District	Wallace Community Consolidated School District 195 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,291.00 (+2.29%)	$95,835 (+18.03%) Land $20,563 Building $75,272	$287,505 (+18.03%) Land $61,689 Building $225,816
2024	$8,105.00
2023		$81,194 (+9.09%) Land $17,422 Building $63,772	$243,582 (+9.09%) Land $52,266 Building $191,316
2022		$74,428 Land $15,970 Building $58,458	$223,284 Land $47,910 Building $175,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Surf Internet.

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