2708 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2708 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.22 acres (96,843 sqft)
Owner	2 Individual Names on File
Last Sale	$98,500 (Jun 2019)
Tax Bill	$1,261 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`08-07S-03W-1000-0000-0100`

Property Details

APN / Parcel Number

Primary APN	`08-07S-03W-1000-0000-0100`

Exterior

Lot Area	96,843 sqft
Lot Width	216 ft Width

Location & Zoning

Street Address	2708 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-2002
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 10 DRIFTWOOD PLAT OR 6/43 OR 636/610 638/735 1243/602
Legal Range	03W
Legal Township	07S
Legal Section	08
Legal Subdivision	DRIFTWOOD
Legal Lot Number	10
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1026
Census Tract	970102

Owner

Source: Franklin County records · APN 08-07S-03W-1000-0000-0100

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4917 LAKEFRONT DR, DELTON, MI 49046-9311
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Prior Sale	May 03, 2000 · Amount on Record
Deed Document Number	201919002665
Deed Book / Page	1243 / 602
Record Updated	Jun 08, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 14, 2019
Property Address	2708 HIGHWAY 98 E, CARRABELLE, FL 32322-2002
Document Number	0019002665
Book / Page	001243 / 000602
Instrument Date	May 10, 2019
Instrument	19002665
Transaction Type	Transfer
Record Updated	Jul 04, 2019
Title Company	TALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$689.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4917 LAKEFRONT DR DELTON MI 490469311, DELTON, MI 49046-9311

Mortgage

Document Number	19002666
Date	Jun 14, 2019
Book Page	001243/000604
Instrument	19002666

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.74%

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,261.00 (+3.87%)	$150,000 (-) Land $150,000	$150,000 (-) Land $150,000
2024	$1,214.00 (+17.18%)	$150,000 (+36.36%) Land $150,000	$150,000 (+36.36%) Land $150,000
2023	$1,036.00 (+2.27%)	$110,000 (-) Land $110,000	$110,000 (-) Land $110,000
2022	$1,013.00	$110,000 Land $110,000	$110,000 Land $110,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 23, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	20.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Wildfire

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 6 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.