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2702 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2702 Hwy 98 E, Carrabelle, FL 32322 · Last verified January 2026

Property Summary

Property TypeResidential Vacant Land
Lot Size1.06 acres (46,590 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jul 2023)
Tax Bill$1,399 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Jan 2018 Sale
Flood ZoneZone VE (high risk)
APN08-07S-03W-1000-0000-0090

Property Details

APN / Parcel Number

Primary APN08-07S-03W-1000-0000-0090

Exterior

Lot Area46,590 sqft
Lot Width100 ft Width
Boat AccessBoat Access

Location & Zoning

Street Address2702 HIGHWAY 98 E
CityCARRABELLE
StateFL
Zip32322-2002
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT 9 DRIFTWOOD PLAT OR 6/43 OR 636/610 639/762 1073/613 1081/771 1133/234 1209/677 1368/719
Legal Range03W
Legal Township07S
Legal Section08
Legal SubdivisionDRIFTWOOD
Legal Lot Number9
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group1
Census Block1026
Census Tract970102

Owner

Source: Franklin County records · APN 08-07S-03W-1000-0000-0090

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address18246 GA HIGHWAY 15, SPARTA, GA 31087-2873
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2023Warranty Deed, Transfer · Conventional Mortgage
CAPITAL CITY HOME LOANS LLC
Jan 10, 2018Warranty Deed, Transfer
TALLAHASSEE TITLE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 13, 2023 · Amount on Record
Deed SaleJul 13, 2023 · Amount on Record
Prior SaleJan 10, 2018 · Amount on Record
Deed Document Number202319003569
Deed Book / Page1368 / 719
Record UpdatedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJul 13, 2023
Property Address2702 HIGHWAY 98 E, CARRABELLE, FL 32322-2002
Document Number0019003569
Book / Page1368 / 719
Map ReferenceMB 6 PG 42-44
Instrument DateJul 11, 2023
Instrument202319003569
Transaction TypeTransfer
Record UpdatedJan 06, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3095 WATSON DR, MARIANNA, FL 32446-2208

Transferred To (Grantee/Buyer)

NameVerified Name
Address18246 GA HIGHWAY 15, SPARTA, GA 31087-2873

Mortgage

Document Number0000000721
DateJul 13, 2023
Instrument1368/721
Lender
NameCAPITAL CITY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2038
Interest
Rate TypeAdjustable Rate
Rate7.12%
Type Change DateAug 01, 2026
Change Frequency6 Months
Min Rate At Change7.12%
Max Rate At Change9.12%
IndexSOFR Average 30-Day
Max Rate13.1%

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJan 10, 2018
Property Address2702 HIGHWAY 98 E, CARRABELLE, FL 32322-2002
Document Number0019000153
Book / Page001209 / 000677
Instrument DateDec 26, 2017
Instrument19000153
Transaction TypeTransfer
Record UpdatedFeb 07, 2018
Title CompanyTALLAHASSEE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$546.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3095 WATSON DR MARIANNA FL 324462208, MARIANNA, FL 32446-2208

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,399.00 (-1.13%)$150,048 (-) Land $135,000 Building $15,048$150,048 (-) Land $135,000 Building $15,048
2024$1,415.00 (+30.78%)$150,048 (+36.35%) Land $135,000 Building $15,048$150,048 (+36.35%) Land $135,000 Building $15,048
2023$1,082.00 (-1.99%)$110,048 (-) Land $95,000 Building $15,048$110,048 (-) Land $95,000 Building $15,048
2022$1,104.00$110,048 Land $95,000 Building $15,048$110,048 Land $95,000 Building $15,048

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379701021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation21.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 47 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims6 (2005–2018)
Most Recent ClaimOct 2018, other causes, Hurricane Michael
Claims By Storm
  • Hurricane Michael, Oct 2018 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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