2676 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2676 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 2001
Lot Size	2 acres (89,345 sqft)
Owner	Company Name on File
Last Sale	$849,000 (May 2024)
Tax Bill	$5,520 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`08-07S-03W-1000-0000-0050`

Property Details

APN / Parcel Number

Primary APN	`08-07S-03W-1000-0000-0050`
Alternative APN	`03W07S08100000000050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,564 sqft Living Area
1st Floor Area	1,564 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	89,345 sqft (2 acres)
Lot Width	183 ft Width
View / Lot	Bay Front

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	336 sqft
Deck Area	64 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2676 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 DRIFTWOOD PLAT OR 6/43 OR/636/610 648/658 965/373 988/475 1305/70 1392/193
Legal Range	03W
Legal Township	07S
Legal Section	08
Legal Subdivision	DRIFTWOOD PLAT
Legal Lot Number	5
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1026
Census Tract	970102

Owner

Source: Franklin County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 370, LAKE PARK, GA 31636-0370
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 22, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK OF GEORGIA
Jun 18, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Jun 18, 2021 · Amount on Record
Deed Document Number	20242426
Deed Book / Page	1392 / 193
Prior Transfer Date	May 14, 2008
Prior Transfer Doc	0019002549
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 22, 2024
Property Address	2676 HIGHWAY 98 E, CARRABELLE, FL 32322-2006
Document Number	0019002426
Book / Page	1392 / 193
Map Reference	MB 6 PG 42
Instrument Date	May 17, 2024
Instrument	202419002426
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,943.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 BARRINGTON DR, BRANDON, FL 33511-6448

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000195
Date	May 22, 2024
Instrument	1392/195

Lender

Name	COMMUNITY BANK OF GEORGIA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 18, 2021
Property Address	2676 HIGHWAY 98 E, CARRABELLE, FL 32322-2006
Document Number	0019003899
Book / Page	1305 / 70
Map Reference	MB 6 PG 42-44
Instrument Date	Jun 16, 2021
Instrument	202119003899
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	CHAMPION TITLE AND CLOSING, CHAMPION TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 36, MONTEVALLO, AL 35115-0036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 EMBERWOOD DR, BRANDON, FL 33511-7960

Mortgage

Document Number	0000000072
Date	Jun 18, 2021
Instrument	1305/72

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,520.00 (+2.32%)	$590,909 (-1.53%) Land $225,000 Building $365,909	$590,909 (-1.53%) Land $225,000 Building $365,909
2024	$5,395.00 (+10.1%)	$600,114 (+20.57%) Land $225,000 Building $375,114	$600,114 (+20.57%) Land $225,000 Building $375,114
2023	$4,900.00 (+1.41%)	$497,732 (+4.12%) Land $165,000 Building $332,732	$497,732 (+4.12%) Land $165,000 Building $332,732
2022	$4,832.00	$478,032 Land $165,000 Building $313,032	$478,032 Land $165,000 Building $313,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	20.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	CITY OF CARRABELLE WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Hwy 98 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures