Gloucester County property record for 2708 Echo Hall Ter, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,474 sqft · built 1982 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Company Name on File |
| Last Sale | $300,000 (May 2024) |
| Tax Bill | $1,726 (2026) |
| Deeds & Mortgages | Nov 2018 Mortgage Jun 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31274 |
| Primary APN | 31274 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,474 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Garage Area | 576 sqft |
| Pool Area | 800 sqft |
| Porch | Slab |
| Deck Area | 532 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2708 ECHO HALL TER |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-3426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | RAIN TREE FOREST LOT 3 |
| Legal Subdivision | PLAT: PDB261 292 |
| Legal Lot Number | 3 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | GLOUCESTER POINT |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 100301 |
2708 Echo Hall Ter is owned by a company that bought it in May 2024.
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7824 WARE NECK RD, GLOUCESTER, VA 23061-5000 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 2, 2018 | Deed of Trust, Mortgage CHESAPEAKE BANK |
| Jun 7, 2018 | Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION |
| Feb 12, 2018 | Gift Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2024 · Amount on File |
| Deed Sale | May 14, 2024 · Amount on File |
| Deed Document Number | 20241750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 2708 ECHO HALL TER, HAYES, VA 23072-3426 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0180004865 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 180004865 |
| Name | CHESAPEAKE BANK |
|---|
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 2708 ECHO HALL TER, HAYES, VA 23072-3426 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Name | Verified Name |
|---|
| Document Number | 180002456 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 180002456 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 203 Months |
| Due | May 3, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Feb 12, 2018 |
| Property Address | 2708 ECHO HALL TER, HAYES, VA 23072-3426 |
| Document Number | 0180000597 |
| Instrument Date | Feb 1, 2018 |
| Instrument | 180000597 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2402 JACQUELINE DR # 102, 102, HAYES, VA 23072-3506 |
The 2026 property tax bill for 2708 Echo Hall Ter was $1,726, up 7.3% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,726.00 (+7.34%) | $296,020 (+13.03%) Land $53,280 Building $242,740 | $296,020 (+13.03%) Land $53,280 Building $242,740 |
| 2025 | $1,608.00 (+5.37%) | $261,900 (-) Land $53,280 Building $208,620 | $261,900 (-) Land $53,280 Building $208,620 |
| 2024 | $1,526.00 (-36.44%) | $261,900 (-) Land $53,280 Building $208,620 | $261,900 (-) Land $53,280 Building $208,620 |
| 2023 | $2,401.00 (-8.04%) | $261,900 (+14.72%) Land $53,280 Building $208,620 | $261,900 (+14.72%) Land $53,280 Building $208,620 |
| 2022 | $2,611.00 | $228,300 Land $53,430 Building $174,870 | $228,300 Land $53,430 Building $174,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2708 Echo Hall Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2708 Echo Hall Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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