2705 Echo Hall Ter, Hayes, VA 23072 Property Records

Gloucester County property record for 2705 Echo Hall Ter, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,810 sqft · built 1984
Lot Size	0.458 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$261,000 (Dec 2020)
Tax Bill	$1,779 (2025)
Deeds & Mortgages	Feb 2017 Refinance Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28836`

Property Details

APN / Parcel Number

Primary APN	`28836`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,810 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,994 sqft (0.458 acres)
Garage Area	462 sqft
Porch	Open Porch
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2705 ECHO HALL TER
City	HAYES
State	VA
Zip	23072-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	RAIN TREE FOREST LOT 12
Legal Subdivision	PLAT: PB13 7
Legal Lot Number	12
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	4
Census Block	4002
Census Tract	100301

Owner

Source: Gloucester County records · APN 28836

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2705 ECHO HALL TER, HAYES, VA 23072-3428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance GEORGE MASON MORTGAGE LLC
Dec 09, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 2020 · Amount on Record
Deed Sale	Dec 09, 2020 · Amount on Record
Deed Document Number	00D2006829
Deed Book / Page	D / 2006829
Record Updated	Jun 08, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2705 ECHO HALL TER, HAYES, VA 23072-3428
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170000531
Date	Feb 01, 2017
Instrument	170000531

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Dec 09, 2020
Property Address	2705 ECHO HALL TER, HAYES, VA 23072-3428
Document Number	200006829
Instrument Date	Nov 24, 2020
Instrument	200006829
Transaction Type	Transfer
Record Updated	Oct 05, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 ECHO HALL TER, HAYES, VA 23072-3428

Mortgage

Document Number	200006830
Date	Dec 09, 2020
Instrument	200006830

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,779.00 (+5.27%)	$289,900 (-) Land $50,620 Building $239,280	$289,900 (-) Land $50,620 Building $239,280
2024	$1,690.00	$289,900 (-) Land $50,620 Building $239,280	$289,900 (-) Land $50,620 Building $239,280
2023	$1,690.00 (+3.17%)	$289,900 (+28.25%) Land $50,620 Building $239,280	$289,900 (+28.25%) Land $50,620 Building $239,280
2022	$1,638.00	$226,050 Land $53,430 Building $172,620	$226,050 Land $53,430 Building $172,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 191 locations within half a mile of this property.

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