2687 Echo Hall Ter, Hayes, VA 23072 Property Records

Gloucester County property record for 2687 Echo Hall Ter, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,588 sqft · built 1983
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Tax Bill	$1,602 (2026)
Deeds & Mortgages	Apr 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`11069`

Property Details

APN / Parcel Number

Primary APN	`11069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,588 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,994 sqft (0.459 acres)
Garage Area	320 sqft
Porch	Slab
Deck Area	1,012 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2687 ECHO HALL TER
City	HAYES
State	VA
Zip	23072-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	RAIN TREE FOREST LOT 10
Legal Subdivision	PLAT: PB13 7
Legal Lot Number	10
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	4
Census Block	4002
Census Tract	100301

Owner

2687 Echo Hall Ter is owned and occupied by an individual who acquired it in April 2023.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2687 ECHO HALL TER, HAYES, VA 23072-3427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2023
Deed Sale	Apr 25, 2023
Deed Document Number	20231550
Prior Transfer Date	Apr 17, 2023
Prior Transfer Doc	0000001550
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 25, 2023
Property Address	2687 ECHO HALL TER, HAYES, VA 23072-3427
Document Number	0230001550
Instrument Date	Apr 17, 2023
Instrument	230001550
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2687 ECHO HALL TER, HAYES, VA 23072-3427

Mortgage

Document Number	0230001551
Date	Apr 25, 2023
Instrument	230001551

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

The 2026 property tax bill for 2687 Echo Hall Ter was $1,602, up 10.5% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,602.00 (+10.48%)	$274,730 (+16.31%) Land $50,620 Building $224,110	$274,730 (+16.31%) Land $50,620 Building $224,110
2025	$1,450.00	$236,210 Land $50,620 Building $185,590	$236,210 Land $50,620 Building $185,590
2023	$1,151.00 (-24.38%)	$236,210 (+12.49%) Land $50,620 Building $185,590	$236,210 (+12.49%) Land $50,620 Building $185,590
2022	$1,522.00	$209,990 Land $53,430 Building $156,560	$209,990 Land $53,430 Building $156,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2687 Echo Hall Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2687 Echo Hall Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20