2708 E Prospect Ave, Ponca City, OK 74604 Property Records

Kay County property record for 2708 E Prospect Ave, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,239 sqft · built 1990
Lot Size	0.319 acres (13,896 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,000 (Mar 2022)
Tax Bill	$3,128 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1055-00-000-004-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`1055-00-000-004-0-000-00`
Alternative APN	`8126`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,239 sqft Living Area
1st Floor Area	2,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,896 sqft (0.319 acres)
Lot Dimensions	192 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Slab
Porch Area	24 sqft
Patio Area	135 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8126
Street Address	2708 E PROSPECT AVE
City	PONCA CITY
State	OK
Zip	74604-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-PECAN EAST ADD II LOT 4
Legal Range	02E
Legal Township	26N
Legal Section	13
Legal Subdivision	PECAN EAST 2ND
Legal Lot Number	4
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	4
Census Block	4002
Census Tract	300

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2708 E PROSPECT AVE, PONCA CITY, OK 74604-3200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Prior Sale	Jul 15, 2008 · Amount on Record
Deed Document Number	20221710
Deed Book / Page	1898 / 563
Prior Transfer Date	Nov 2, 2012
Prior Transfer Doc	0000011902
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Mar 4, 2022
Property Address	2708 E PROSPECT AVE, PONCA CITY, OK 74604-3200
Document Number	I2022001710
Book / Page	1898 / 563
Instrument Date	Mar 4, 2022
Instrument	I-2022-001710
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$454.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2708 E PROSPECT AVE, PONCA CITY, OK 74604-3200

Mortgage

Document Number	I2022001711
Date	Mar 4, 2022
Instrument	I-2022-001711

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,622 (-0.27%) Land $2,139 Building $30,483	$296,566 (-0.27%) Land $19,448 Building $277,118
2025	$3,128.00 (-3.87%)	$32,710 (-4.82%) Land $2,781 Building $29,929	$297,365 (-4.82%) Land $25,282 Building $272,083
2024	$3,254.00 (+1.24%)	$34,368 (+3.11%) Land $2,781 Building $31,587	$312,438 (+3.11%) Land $25,282 Building $287,156
2023	$3,214.00	$33,330 Land $2,781 Building $30,549	$303,000 Land $25,282 Building $277,718

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 76% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Chisholm Broadband Fixed Wireless	100 / 40
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20