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2620 E Prospect Ave, Ponca City, OK 74604 Property Records

Kay County property record for 2620 E Prospect Ave, Ponca City, OK 74604

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,342 sqft · built 1991
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$239,500 (May 2015)
Tax Bill$2,603 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1055-00-000-001-0-000-00

Property Details

APN / Parcel Number

Primary APN1055-00-000-001-0-000-00
Alternative APN
  • 8123

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,342 sqft Living Area
1st Floor Area2,342 sqft
Utility Area1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions193 ft deep x 83.6 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchSlab
Porch Area24 sqft
Patio Area139 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number8123
Street Address2620 E PROSPECT AVE
CityPONCA CITY
StateOK
Zip74604-3206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP C-PECAN EAST ADD II LOT 1
Legal Range02E
Legal Township26N
Legal Section13
Legal SubdivisionPECAN EAST 2ND
Legal Lot Number1
JurisdictionKAY OK
Township / Civil DivisionPONCA CITY
Census Block Group4
Census Block4002
Census Tract300

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2620 E PROSPECT AVE, PONCA CITY, OK 74604-3206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2015 · Amount on Record
Deed SaleMay 21, 2015 · Amount on Record
Prior SaleJun 17, 2010 · Amount on Record
Deed Document Number20154368
Deed Book / Page1680 / 356
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAY OK
Property Address2620 E PROSPECT AVE, PONCA CITY, OK 74604-3206
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007681
DateSep 9, 2021
Book Page1881/127
Instrument2021-007681
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
AddressAUSTIN, TX 78737
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
MunicipalityPonca City
Unified School DistrictPonca City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,074 (+3%) Land $2,485 Building $26,589$264,304 (-6.88%) Land $22,592 Building $241,712
2025$2,603.00 (+4.12%) Homeowner's exemption$28,227 (+3%) Land $2,485 Building $25,742$283,843 (-4.01%) Land $22,592 Building $261,251
2024$2,500.00 (+1.26%) Homeowner's exemption$27,405 (+3%) Land $2,485 Building $24,920$295,709 (+7.24%) Land $22,592 Building $273,117
2023$2,469.00 Homeowner's exemption$26,606 Land $2,485 Building $24,121$275,733 Land $22,592 Building $253,141

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Oklahoma
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKAY CO RWD #3
serves 1,000 people · EPA ID OK3003602
Water SourcePurchased surface water from PONCA CITY MUN WATER
Last State InspectionOct 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ponca City Utility Authority
Fiber		1,000 / 1,000
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Chisholm Broadband, Nextlink.

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