Kay County property record for 2621 E Prospect Ave, Ponca City, OK 74604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,432 sqft · built 2021 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,500 (Apr 2026) |
| Tax Bill | $3,244 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37720 |
| Primary APN | 37720 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,432 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 713 sqft |
| Porch | Slab |
| Porch Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 37720 |
|---|---|
| Street Address | 2621 E PROSPECT AVE |
| City | PONCA CITY |
| State | OK |
| Zip | 74604-3207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PC TRS 12-26N-02E TR BEG SW/C SW TH E330' TO POB, TH N660' E330' S660 W330' TO POB |
| Legal Range | 02E |
| Legal Township | 26N |
| Legal Section | 12 |
| Legal Subdivision | UNPLATTED PONCA CITY |
| Jurisdiction | KAY OK |
| Township / Civil Division | PONCA CITY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 300 |
Source: Kay County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2621 E PROSPECT AVE, PONCA CITY, OK 74604-3207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage F & M BANK |
| Apr 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Apr 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on Record |
| Deed Sale | Apr 14, 2026 · Amount on Record |
| Prior Sale | Jul 1, 2020 · Amount on Record |
| Deed Document Number | 20262601 |
| Deed Book / Page | 2032 / 146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAY OK |
| Property Address | 2621 E PROSPECT AVE, PONCA CITY, OK 74604-3207 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004044 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 1869/253 |
| Instrument | 2021-004044 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Address | EDMOND, OK 73012 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KAY OK |
| Recording Date | Apr 14, 2026 |
| Property Address | 2621 E PROSPECT AVE, PONCA CITY, OK 74604-3207 |
| Document Number | 0000002601 |
| Book / Page | 2032 / 146 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20262601 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65,220.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2621 E PROSPECT AVE, PONCA CITY, OK 74604-3207 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002602, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20262602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KAY OK |
| Recording Date | Apr 14, 2026 |
| Property Address | 2621 E PROSPECT AVE, PONCA CITY, OK 74604-3207 |
| Document Number | I2026002601 |
| Book / Page | 2032 / 146 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20262601 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65,220.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2621 E PROSPECT AVE, PONCA CITY, OK 74604-3207 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002602, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20262602 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Kay County assessment roll, as of January 16, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Kay County |
| Municipality | Ponca City |
| Elementary School District | Kildare Public School (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,850 (+3%) Land $4,400 Building $36,450 | $371,363 (-5.79%) Land $40,000 Building $331,363 | |
| 2025 | $3,244.00 (+9.19%) Homeowner's exemption | $39,660 (+3%) Land $4,400 Building $35,260 | $394,166 (-4.09%) Land $40,000 Building $354,166 |
| 2024 | $2,971.00 (+3.09%) Homeowner's exemption | $38,505 (+3%) Land $4,400 Building $34,105 | $410,962 (+7.44%) Land $40,000 Building $370,962 |
| 2023 | $2,882.00 Homeowner's exemption | $37,384 Land $4,400 Building $32,984 | $382,504 Land $40,000 Building $342,504 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · lower than 70% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602 |
|---|---|
| Water Source | Purchased surface water from PONCA CITY MUN WATER |
| Last State Inspection | Oct 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ponca City Utility Authority Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures