2707 Sapling Cir, Wilmington, NC 28411 Property Records

New Hanover County property record for 2707 Sapling Cir, Wilmington, NC 28411

Property Summary

Property Type	Patio Home
Details	3 bd · 2 ba · 1,008 sqft · built 2000
Lot Size	0.207 acres (9,017 sqft)
Owner	Company Name on Record
Tax Bill	$1,186 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R03500-005-470-000`

Property Details

APN / Parcel Number

Primary APN	`R03500-005-470-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Patio Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	9,017 sqft (0.207 acres)
Terrain	Low
Porch	Slab
Porch Area	24 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2707 SAPLING CIR
City	WILMINGTON
State	NC
Zip	28411-6192
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Patio Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 145 SEC 8 SUN COAST VILLAS @ COASTAL CAROLINA
Legal Subdivision	SUN COAST VILLAS
Legal Block	5
Legal Lot Number	145
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	1
Census Block	1016
Census Tract	11611

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5809 MEADOW BROOK CT, WILMINGTON, NC 28409-0513
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 25, 2018	Deed of Trust, Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2004
Deed Sale	Feb 20, 2004
Prior Sale	Nov 25, 2003
Deed Book / Page	4202 / 769
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	2707 SAPLING CIR, WILMINGTON, NC 28411-6192
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00654200484
Date	Feb 25, 2022
Book Page	6542/484
Instrument	2022007435

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	2707 SAPLING CIR, WILMINGTON, NC 28411-6192
Document Number	0061441374
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7409 TREYBURN DR WILMINGTON NC 284117351, WILMINGTON, NC 28411-7351

Mortgage

Document Number	0061441374
Date	May 25, 2018
Book Page	006144/001374
Instrument	16303

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,000 (-) Land $104,800 Building $189,200	$294,000 (-) Land $104,800 Building $189,200
2025	$1,186.00 (+19.68%)	$294,000 (+67.43%) Land $110,300 Building $183,700	$294,000 (+67.43%) Land $110,300 Building $183,700
2024	$991.00 (+0.61%)
2023	$985.00 (-0.91%)	$175,600 Land $60,800 Building $114,800	$175,600 Land $60,800 Building $114,800
2022	$994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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