2705 Sapling Cir, Wilmington, NC 28411 Property Records

New Hanover County property record for 2705 Sapling Cir, Wilmington, NC 28411

Property Summary

Property Type	Patio Home
Details	3 bd · 2 ba · 1,060 sqft · built 2001
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on Record
Last Sale	$225,500 (Aug 2021)
Tax Bill	$1,201 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R03500-005-469-000`

Property Details

APN / Parcel Number

Primary APN	`R03500-005-469-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft
Basement Area	1,060 sqft
Finished Basement	1,060 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Patio Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	6,490 sqft (0.149 acres)
Terrain	Low
Porch	Slab
Porch Area	24 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2705 SAPLING CIR
City	WILMINGTON
State	NC
Zip	28411-6192
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Patio Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 144R SEC 8 SUN COAST VILLAS @ COASTAL CAROLINA
Legal Subdivision	SUN COAST VILLAS
Legal Block	5
Legal Lot Number	144R
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	1
Census Block	1016
Census Tract	11611

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	228 ROGERSVILLE RD, WILMINGTON, NC 28403-0331
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Mar 17, 2014 · Amount on Record
Deed Document Number	202141419
Deed Book / Page	6484 / 642
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Aug 24, 2021
Property Address	2705 SAPLING CIR, WILMINGTON, NC 28411-6192
Document Number	00648400642
Book / Page	6484 / 642
Map Reference	MB 40 PG 113-115
Instrument Date	Aug 24, 2021
Instrument	2021041419
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 CHABLIS WAY, WILMINGTON, NC 28411-8759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5317 CHIMNEY SWIFT DR, WAKE FOREST, NC 27587-6756

Mortgage

Document Number	2021041420
Date	Aug 24, 2021
Instrument	2021041420

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,900 (-) Land $98,800 Building $199,100	$297,900 (-) Land $98,800 Building $199,100
2025	$1,201.00 (+19.62%)	$297,900 (+67.17%) Land $104,000 Building $193,900	$297,900 (+67.17%) Land $104,000 Building $193,900
2024	$1,004.00 (+0.6%)
2023	$998.00 (-0.89%)	$178,200 Land $57,000 Building $121,200	$178,200 Land $57,000 Building $121,200
2022	$1,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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