2703 Sapling Cir, Wilmington, NC 28411 Property Records

New Hanover County property record for 2703 Sapling Cir, Wilmington, NC 28411

Property Summary

Property Type	Patio Home
Details	3 bd · 2 ba · 1,060 sqft · built 2001
Lot Size	0.154 acres (6,708 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Mar 2022)
Tax Bill	$1,203 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R03500-005-468-000`

Property Details

APN / Parcel Number

Primary APN	`R03500-005-468-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft
Basement Area	1,060 sqft
Finished Basement	1,060 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Patio Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	6,708 sqft (0.154 acres)
Terrain	Low
Porch	Slab
Porch Area	24 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2703 SAPLING CIR
City	WILMINGTON
State	NC
Zip	28411-6192
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Patio Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 143 SEC 8 SUN COAST VILLAS @ COASTAL CAROLINA
Legal Subdivision	SUN COAST VILLAS
Legal Block	5
Legal Lot Number	143
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	1
Census Block	1016
Census Tract	11611

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3200 LAKE WOODARD DR, 107, RALEIGH, NC 27604-3697
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Mar 8, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 8, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	Apr 5, 2006 · Amount on Record
Deed Document Number	20229044
Deed Book / Page	6545 / 1305
Prior Transfer Date	Mar 5, 2022
Prior Transfer Doc	00654501302
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	2703 SAPLING CIR, WILMINGTON, NC 28411-6192
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00656100655
Date	Apr 29, 2022
Book Page	6561/655
Instrument	2022016650

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Mar 8, 2022
Property Address	2703 SAPLING CIR, WILMINGTON, NC 28411-6192
Document Number	00654501302
Book / Page	6545 / 1302
Map Reference	MB 40 PG 115
Instrument Date	Mar 5, 2022
Instrument	2022009043
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25675 TALADRO CIR, MISSION VIEJO, CA 92691-3123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 GREENSIDE DR, RALEIGH, NC 27609-9503

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Mar 8, 2022
Property Address	2703 SAPLING CIR, WILMINGTON, NC 28411-6192
Document Number	00654501305
Book / Page	6545 / 1305
Map Reference	MB 40 PG 115
Instrument Date	Mar 5, 2022
Instrument	2022009044
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 CHADRON CIR, LADERA RANCH, CA 92694-0616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 GREENSIDE DR, RALEIGH, NC 27609-9503

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,400 (-) Land $99,200 Building $199,200	$298,400 (-) Land $99,200 Building $199,200
2025	$1,203.00 (+19.58%)	$298,400 (+67.17%) Land $104,500 Building $193,900	$298,400 (+67.17%) Land $104,500 Building $193,900
2024	$1,006.00 (+0.6%)
2023	$1,000.00 (-0.89%)	$178,500 (-) Land $57,300 Building $121,200	$178,500 (-) Land $57,300 Building $121,200
2022	$1,009.00	$178,500 Land $57,300 Building $121,200	$178,500 Land $57,300 Building $121,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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