2707 E Franklin St, Richmond, VA 23223 Property Records

Richmond City property record for 2707 E Franklin St, Richmond, VA 23223

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,716 sqft · built 1875
Lot Size0.084 acres (3,659 sqft)
OwnerIndividual Name on File
Tax Bill$7,272 (2026)
Deeds & MortgagesJun 2026 Mortgage
Aug 2025 Second Mortgage
+ 2 more
APNE-000-0536-004

Property Details

APN / Parcel Number

Primary APNE-000-0536-004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,716 sqft Living Area
1st Floor Area1,236 sqft
Basement Area1,236 sqft
Unfinished Basement1,236 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1975
Architectural StyleBungalow
Exterior MaterialBrick
Construction TypeWood
Roof TypeFlat
Roof MaterialOther
Lot Area3,659 sqft (0.084 acres)
Lot Dimensions155 ft deep x 23 ft wide
TerrainRolling
PorchSlab
Porch Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2707 E FRANKLIN ST
CityRICHMOND
StateVA
Zip23223-7904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6 SINGLE
Legal Description0023.67X0155.00 0000.000
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2010
Census Tract20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the St. John's Church Historic District
listed 1970 · 16 contributing resources · NRIS 70000884

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2707 E Franklin St is owned and occupied by an individual.

Source: Richmond City records, as of August 10, 2026

Owner of RecordIndividual Name on File
Mailing Address2707 E FRANKLIN ST, RICHMOND, VA 23223-7904
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 29, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS LLC
Jan 9, 2018Deed of Trust, Mortgage · Line of Credit
VIRGINIA CU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Recording DateJun 23, 2026
Property Address2707 E FRANKLIN ST, RICHMOND, VA 23223-7904
Document Number0000011553
Instrument DateJun 22, 2026
Instrument202611553
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2707 E FRANKLIN ST, RICHMOND, VA 23223-7904

Mortgage

Document Number0000011553,
DateJun 23, 2026
Instrument202611553
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address2707 E FRANKLIN ST, RICHMOND, VA 23223-7904
Transaction TypeMortgage
Record UpdatedSep 24, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014327
DateAug 29, 2025
Instrument250014327
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term240 Months
DueAug 1, 2045

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address2707 E FRANKLIN ST, RICHMOND, VA 23223-7904
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024915
DateAug 27, 2021
Instrument210024915
Lender
NameQUICKEN LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term353 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate2.38%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address2707 E FRANKLIN ST, RICHMOND, VA 23223-7904
Document Number0000001015
Instrument DateJan 9, 2018
Transaction TypeMortgage
Record UpdatedFeb 7, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001015
DateJan 18, 2018
Instrument1015
Lender
NameVIRGINIA CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJan 17, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2707 E Franklin St was $7,272, up 2.5% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,272.00 (+2.54%)$606,000 Land $246,000 Building $360,000$606,000 Land $246,000 Building $360,000
2025$7,092.00
2024$548,000 Land $216,000 Building $332,000
2023$548,000 Land $216,000 Building $332,000
2020$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2707 E Franklin St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2707 E Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number