Richmond City property record for 2705 E Franklin St, Richmond, VA 23223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,296 sqft · built 1886 |
| Lot Size | 0.106 acres (4,617 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $880,000 (May 2026) |
| Tax Bill | $9,216 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit May 2026 Sale + 6 more |
| APN | E-000-0536-003 |
| Primary APN | E-000-0536-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,296 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Basement Area | 280 sqft |
| Unfinished Basement | 280 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 4,617 sqft (0.106 acres) |
| Lot Dimensions | 165 ft deep x 28 ft wide |
| Porch | Slab |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2705 E FRANKLIN ST |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23223-7904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 SINGLE |
| Legal Description | 0028.00X0165.00 0000.000 |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the St. John's Church Historic District listed 1970 · 16 contributing resources · NRIS 70000884 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2705 E Franklin St is held in a trust since May 2026.
Source: Richmond City records, as of August 10, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2705 E FRANKLIN ST, RICHMOND, VA 23223-7904 |
| Owner Type | Company |
| Vesting | Trust, Personal Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · Line of Credit CALL FEDERAL CREDIT UNION |
| May 14, 2026 | Bargain and Sale Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Apr 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage VIRGINIA CREDIT UNION INC |
| Jun 10, 2021 | Deed of Trust, Mortgage · Line of Credit CALL FEDERAL CREDIT UNION |
| Jan 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTRL LLC |
| Jan 22, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| May 16, 2017 | Quit Claim Deed, Transfer TITLE SOURCE |
| May 16, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on File |
| Deed Sale | May 14, 2026 · Amount on File |
| Prior Sale | Apr 8, 2024 · Amount on File |
| Deed Document Number | 20268873 |
| Prior Transfer Date | Nov 17, 2017 |
| Prior Transfer Doc | 0000001346 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 2705 E FRANKLIN ST, RICHMOND, VA 23223-7904 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000016721 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 210016721 |
| Name | CALL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | May 14, 2026 |
| Property Address | 2705 E FRANKLIN ST, RICHMOND, VA 23223-7904 |
| Document Number | 0000008873 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20268873 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $88,880.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2705 E FRANKLIN ST, RICHMOND, VA 23223-7904 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Apr 8, 2024 |
| Property Address | 2705 E FRANKLIN ST, RICHMOND, VA 23223-7904 |
| Document Number | 0000005262 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 240005262 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2705 E FRANKLIN ST, RICHMOND, VA 23223-7904 |
| Document Number | 0000005263 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 240005263 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 2, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 2705 E FRANKLIN ST, RICHMOND, VA 23223-7904 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16721 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 210016721 |
| Name | CALL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 2705 E FRANKLIN ST, RICHMOND, VA 23223-7904 |
| Document Number | 0000000715 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2705 E FRANKLIN ST RICHMOND VA 232237904, RICHMOND, VA 23223-7904 |
| Document Number | 0000000715 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 715 |
| Name | CAPITAL CTRL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Jan 22, 2018 |
| Property Address | 2705 E FRANKLIN ST, RICHMOND, VA 23223-7904 |
| Document Number | 0000001346 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 1346 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $548.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2705 E FRANKLIN ST RICHMOND VA 232237904, RICHMOND, VA 23223-7904 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | May 16, 2017 |
| Property Address | 2705 E FRANKLIN ST, RICHMOND, VA 23223-7904 |
| Document Number | 0000009727 |
| Instrument Date | May 5, 2017 |
| Instrument | 9727 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Title Company | TITLE SOURCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2705 E FRANKLIN ST RICHMOND VA 232237904, RICHMOND, VA 23223-7904 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | May 16, 2017 |
| Property Address | 2705 E FRANKLIN ST, RICHMOND, VA 23223-7904 |
| Document Number | 0000009725 |
| Instrument Date | May 5, 2017 |
| Instrument | 9725 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2017 |
| Title Company | TITLE SOURCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2705 E FRANKLIN ST RICHMOND VA 232237904, RICHMOND, VA 23223-7904 |
| Document Number | 9726 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 9726 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 15, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
The 2026 property tax bill for 2705 E Franklin St was $9,216, up 0.5% from the year before.
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,216.00 (+0.52%) | $768,000 Land $258,000 Building $510,000 | $768,000 Land $258,000 Building $510,000 |
| 2025 | $9,168.00 | ||
| 2024 | $694,000 Land $234,000 Building $460,000 | ||
| 2023 | $694,000 Land $234,000 Building $460,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2705 E Franklin St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2705 E Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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