2706 S Thomas Ct, McHenry, IL 60051 Property Records

McHenry County property record for 2706 S Thomas Ct, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,158 sqft · built 1978
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Apr 2018)
Tax Bill	$5,147 (2024)
Deeds & Mortgages	Apr 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`15-17-329-014`

Property Details

APN / Parcel Number

Primary APN	`15-17-329-014`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,158 sqft Living Area
1st Floor Area	1,158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Deck Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2706 S THOMAS CT
City	MCHENRY
State	IL
Zip	60051-8059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0010151 LT 32 GRISWOLD LAKE HILLS UNIT 1
Legal Subdivision	GRISWOLD LAKE HILLS
Legal Block	329
Legal Lot Number	32
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	2
Census Block	2002
Census Tract	870811

Owner

2706 S Thomas Ct is owned and occupied by two individuals who bought it in April 2018.

Source: McHenry County records, as of June 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2706 S THOMAS CT, MCHENRY, IL 60051-8059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on File
Deed Sale	Apr 2, 2018 · Amount on File
Deed Document Number	201810151
Prior Transfer Date	Oct 4, 2016
Prior Transfer Doc	0000010151
Record Updated	Oct 29, 2026

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 2, 2018
Property Address	2706 S THOMAS CT, MCHENRY, IL 60051-8059
Document Number	0000010151
Map Reference	MB7 PG81
Instrument Date	Oct 4, 2016
Instrument	2018R0010151
Transaction Type	Foreclosure
Record Updated	May 27, 2021
Title Company	GREATER METROPOLITAN TITLE L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2706 S THOMAS CT, MCHENRY, IL 60051-8059

Mortgage

Document Number	0000010152
Date	Apr 2, 2018
Instrument	2018R0010152

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,147.00	$72,701 Land $13,896 Building $58,805	$218,103 Land $41,688 Building $176,415
2022	Homeowner's exemption	$59,622 Land $11,396 Building $48,226	$178,866 Land $34,188 Building $144,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2706 S Thomas Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	85 (1978–2026)
Claims Outside the SFHA	1 of 85
Most Recent Claim	May 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 16 claims Severe Storms & Flooding, Jun 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2706 S Thomas Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND LAKE serves 8,066 people · EPA ID IL0974540
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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