2620 S Thomas Ct, McHenry, IL 60051 Property Records

McHenry County property record for 2620 S Thomas Ct, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 1933
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (May 2019)
Tax Bill	$6,434 (2024)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-17-329-013`

Property Details

APN / Parcel Number

Primary APN	`15-17-329-013`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,583 sqft (0.22 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2620 S THOMAS CT
City	MCHENRY
State	IL
Zip	60051-8059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0014275 LT 33 GRISWOLD LAKE HILLS UNIT 1
Legal Subdivision	GRISWOLD LAKE HILLS
Legal Block	329
Legal Lot Number	33
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	2
Census Block	2002
Census Tract	870811

Owner

2620 S Thomas Ct is owned and occupied by an individual who bought it in May 2019.

Source: McHenry County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2620 S THOMAS CT, MCHENRY, IL 60051-8059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 21, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Nov 26, 2018	Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2019 · Amount on File
Deed Sale	May 21, 2019 · Amount on File
Prior Sale	Nov 26, 2018 · Amount on File
Deed Document Number	201914275
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	May 8, 2026
Property Address	2620 S THOMAS CT, MCHENRY, IL 60051-8059
Document Number	0000012705
Instrument Date	May 4, 2026
Instrument	202612705
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 S THOMAS CT, MCHENRY, IL 60051-8059

Mortgage

Document Number	0000012705,
Date	May 8, 2026
Instrument	202612705

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	5.75%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2620 S THOMAS CT, MCHENRY, IL 60051-8059
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 S THOMAS CT, MCHENRY, IL 60051-8059

Mortgage

Document Number	0000025171
Date	Oct 5, 2023
Instrument	2023R0025171

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	May 21, 2019
Property Address	2620 S THOMAS CT, MCHENRY, IL 60051-8059
Document Number	0000014275
Instrument Date	May 17, 2019
Instrument	14275
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 N HOUGH ST BARRINGTON IL 600103087, BARRINGTON, IL 60010-3087

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 26, 2018
Property Address	2620 S THOMAS CT, MCHENRY, IL 60051-8059
Document Number	0000039905
Instrument Date	Oct 22, 2018
Instrument	39905
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Tax	$97.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	27739 N FOREST GARDEN RD WAUCONDA IL 600842839, WAUCONDA, IL 60084-2839

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,434.00	$88,873 Land $13,896 Building $74,977	$266,619 Land $41,688 Building $224,931
2022	Homeowner's exemption	$24,357 Land $11,396 Building $12,961	$73,071 Land $34,188 Building $38,883

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2620 S Thomas Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	85 (1978–2026)
Claims Outside the SFHA	1 of 85
Most Recent Claim	May 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 16 claims Severe Storms & Flooding, Jun 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2620 S Thomas Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND LAKE serves 8,066 people · EPA ID IL0974540
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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