McHenry County property record for 2610 S Thomas Ct, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,224 sqft · built 1954 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $284,000 (Feb 2026) |
| Tax Bill | $3,070 (2024) |
| Deeds & Mortgages | Feb 2026 Transfer Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-17-329-008 |
| Primary APN | 15-17-329-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Foundation Type | No Foundation |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2610 S THOMAS CT |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-8059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2024R0031189 LT 38 GRISWOLD LAKE HILLS UNIT 1 |
| Legal Subdivision | GRISWOLD LAKE HILLS |
| Legal Block | 329 |
| Legal Lot Number | 38 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 870811 |
Source: McHenry County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2610 S THOMAS CT, MCHENRY, IL 60051-8059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 18, 2026 | Correction Deed |
| Feb 5, 2026 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2026 · Amount on Record |
| Deed Sale | Feb 5, 2026 · Amount on Record |
| Prior Sale | Nov 26, 2024 · Amount on Record |
| Deed Document Number | 20263302 |
| Prior Transfer Date | Oct 25, 2007 |
| Prior Transfer Doc | 0000072812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 18, 2026 |
| Property Address | 2610 S THOMAS CT, MCHENRY, IL 60051-8059 |
| Document Number | 0000004392 |
| Map Reference | MB 7 PG 81 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 2026R0004392 |
| Record Updated | Mar 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 5, 2026 |
| Property Address | 2610 S THOMAS CT, MCHENRY, IL 60051-8059 |
| Document Number | 0000003302 |
| Map Reference | MB7 PG81 DOC 170422 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 2026R0003302 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $284.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2610 S THOMAS CT, MCHENRY, IL 60051-8059 |
| Document Number | 0000003303 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 2026R0003303 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate | 6.87% |
|---|
| Document Number | 0000003304 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 2026R0003304 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2036 |
| Rate | 8.99% |
|---|
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,070.00 Homeowner's exemption | $46,590 (+21.94%) Land $13,896 Building $32,694 | $139,770 (+21.94%) Land $41,688 Building $98,082 |
| 2022 | Homeowner's exemption | $38,208 Land $11,396 Building $26,812 | $114,624 Land $34,188 Building $80,436 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 85 (1978–2026) |
| Claims Outside the SFHA | 1 of 85 |
| Most Recent Claim | May 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ISLAND LAKE serves 8,066 people · EPA ID IL0974540 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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