2706 Mercer Dr, Baldwin, MD 21013 Property Records

Harford County property record for 2706 Mercer Dr, Baldwin, MD 21013

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,352 sqft · built 1984
Lot Size	1.92 acres (83,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$464,500 (Feb 2020)
Tax Bill	$5,827 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-031709`

Property Details

APN / Parcel Number

Primary APN	`04-031709`
Alternative APNs	`4031709` `031709`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Total Area
Basement Area	625 sqft
Finished Basement	625 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	83,635 sqft (1.92 acres)
Lot Dimensions	412 ft deep x 178 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	031709
Street Address	2706 MERCER DR
City	BALDWIN
State	MD
Zip	21013-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 350 1.92 AC 2706 MERCER DRIVE PLEASANT PROSPECT P34/92
Legal Subdivision	PLEASANT PROSPECT
Legal Lot Number	350
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	2
Census Block	2015
Census Tract	304201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2706 MERCER DR, BALDWIN, MD 21013-9517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA
Feb 26, 2020	Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA
Apr 26, 2017	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Apr 26, 2017 · Amount on Record
Deed Book / Page	13711 / 327
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2706 MERCER DR, BALDWIN, MD 21013-9517
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	LIBERTY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144380497
Date	Jan 26, 2021
Book Page	14438/497

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 26, 2020
Property Address	2706 MERCER DR, BALDWIN, MD 21013-9517
Document Number	0137110327
Book / Page	13711 / 327
Map Reference	MB 34 FO 92
Instrument Date	Feb 25, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MASTERS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2706 MERCER DR, BALDWIN, MD 21013-9517

Mortgage

Document Number	0013711333
Date	Feb 26, 2020
Instrument	13711/333

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 26, 2017
Property Address	2706 MERCER DR, BALDWIN, MD 21013-9517
Document Number	0123160495
Book / Page	12316 / 0495
Map Reference	MB34 FO92
Instrument Date	Apr 14, 2017
Instrument	12316-0495
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5723 MORRIS NECK RD, 5723, CAMBRIDGE, MD 21613-3320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 MERCER DR, BALDWIN, MD 21013-9517

Mortgage

Document Number	123160502
Date	Apr 26, 2017
Instrument	12316-0502

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,827.00 (+15.16%) Homeowner's exemption	$529,200 (+17.13%)	$564,400 (+23.02%) Land $139,200 Building $425,200
2025	$5,060.00 (+3.12%) Homeowner's exemption
2023		$451,800	$458,800 Land $139,200 Building $319,600
2022	$4,907.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mercer Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures