2702 Mercer Dr, Baldwin, MD 21013 Property Records

Harford County property record for 2702 Mercer Dr, Baldwin, MD 21013

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,238 sqft · built 1982
Lot Size1.9 acres (82,764 sqft)
Owner2 Individual Names on File
Last Sale$599,000 (May 2022)
Tax Bill$4,917 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04-031725

Property Details

APN / Parcel Number

Primary APN04-031725
Alternative APNs
  • 4031725
  • 031725

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,238 sqft Total Area
Basement Area630 sqft
Finished Basement630 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area82,764 sqft (1.9 acres)
Lot Dimensions362 ft deep x 188 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Deck Area620 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number031725
Street Address2702 MERCER DR
CityBALDWIN
StateMD
Zip21013-9517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLT 352 93/365X362 2702 MERCER DRIVE PLEAS PROS S2 P 34/92
Legal SubdivisionPLEASANT PROSPECT
Legal Lot Number352
JurisdictionHARFORD MD
Township / Civil Division4, MARSHALL
Census Block Group2
Census Block2015
Census Tract304201

Owner

Source: Harford County records · APN 04-031725

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2702 MERCER DR, BALDWIN, MD 21013-9517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Deed, Transfer · VA Mortgage
USAA FSB
May 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 16, 2022 · Amount on Record
Deed SaleMay 16, 2022 · Amount on Record
Prior SaleAug 06, 2013 · Amount on Record
Deed Book / Page15511 / 241
Record UpdatedSep 20, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateMay 16, 2022
Property Address2702 MERCER DR, BALDWIN, MD 21013-9517
Document Number0155110241
Book / Page15511 / 241
Map ReferenceMB 34 FO 92
Instrument DateMay 06, 2022
Transaction TypeTransfer
Record UpdatedMay 26, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address313 SAVANNAH RD, ESSEX, MD 21221-4813

Mortgage

Document Number0155110247
DateMay 16, 2022
Instrument15511-0247
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address2702 MERCER DR, BALDWIN, MD 21013-9517
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138740425
DateMay 28, 2020
Book Page13874/425
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
AddressTOWSON, MD 21204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$523,500 (+19.98%)$562,400 (+26.18%) Land $139,000 Building $423,400
2025$4,917.00 (+4.33%)
2023$436,333$445,700 Land $139,000 Building $306,700
2022$4,713.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

May also be available: ALTIUS Communications, T-Mobile USA.

Based on FCC filings for 29 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Mercer Dr

Nearby Streets

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