Harford County property record for 2703 Mercer Dr, Baldwin, MD 21013
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,212 sqft · built 1984 |
| Lot Size | 0.856 acres (37,290 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $206,500 (Aug 1995) |
| Tax Bill | $5,073 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-031768 |
| Primary APN | 04-031768 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,212 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 37,290 sqft (0.856 acres) |
| Lot Dimensions | 226 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 588 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 031768 |
|---|---|
| Street Address | 2703 MERCER DR |
| City | BALDWIN |
| State | MD |
| Zip | 21013-9515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LT 355 150/180X226 2703 MERCER DRIVE PLEAS PROS P 34/92 |
| Legal Subdivision | PLEASANT PROSPECT |
| Legal Lot Number | 355 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 4, MARSHALL |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 304201 |
2703 Mercer Dr is owned and occupied by two individuals who bought it in August 1995.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2703 MERCER DR, BALDWIN, MD 21013-9515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 1995 · Amount on File |
| Deed Sale | Aug 25, 1995 · Amount on File |
| Prior Sale | Oct 15, 1984 · Amount on File |
| Deed Document Number | 199564 |
| Deed Book / Page | 2283 / 369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2703 MERCER DR, BALDWIN, MD 21013-9515 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2703 MERCER DR, BALDWIN, MD 21013-9515 |
| Document Number | 0156230056 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | 15623/56 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | YORK, PA 17402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2703 Mercer Dr was $5,073 with a homeowner's exemption, up 13.3% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,073.00 (+13.31%) Homeowner's exemption | $460,033 | $487,400 Land $128,400 Building $359,000 |
| 2025 | $4,477.00 Homeowner's exemption | ||
| 2023 | $396,933 | $405,300 Land $128,400 Building $276,900 | |
| 2022 | $4,295.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2703 Mercer Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2703 Mercer Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.
5G and 4G LTE (outdoors only)
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