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2703 Shade Tree Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 2703 Shade Tree Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,613 sqft · built 2005
Lot Size0.754 acres (32,862 sqft)
OwnerIndividual Name on Record
Last Sale$610,000 (Jul 2018)
Tax Bill$8,567 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-05-26-014264-004-78

Property Details

APN / Parcel Number

Primary APN07-05-26-014264-004-78

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,613 sqft Heated Area
Gross Area6,035 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area32,862 sqft (0.754 acres)
Garage Area670 sqft

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area1,475 sqft
PorchPorch
Porch Area560 sqft
Patio Area491 sqft
BalconyBalcony
Balcony Area491 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2703 SHADE TREE DR
CityFLEMING ISLAND
StateFL
Zip32003-4976
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 78 CYPRESS CREEK @ EAGLE HARBOR AS REC O R 4101 PG 1195
Legal Range26
Legal Township05
Legal Section07
Legal SubdivisionCYPRESS CREEK
Legal Lot Number78
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1023
Census Tract30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2703 SHADE TREE DR, FLEMING ISLAND, FL 32003-4976
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
KELLER MORTGAGE LLC
Jul 6, 2018Warranty Deed, Transfer · Conventional Mortgage
KELTER MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2018 · Amount on Record
Deed SaleJul 6, 2018 · Amount on Record
Prior SaleOct 20, 2005 · Amount on Record
Deed Document Number0041011195
Deed Book / Page4101 / 1195
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2703 SHADE TREE DR, FLEMING ISLAND, FL 32003-4976
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043121047
DateJun 1, 2020
Book Page4312/1047
Instrument2020026351
Lender
NameKELLER MORTGAGE LLC
TypeMortgage Company
AddressDUBLIN, OH 43016
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJul 6, 2018
Property Address2703 SHADE TREE DR, FLEMING ISLAND, FL 32003-4976
Document Number0041011195
Book / Page4101 / 1195
Map ReferenceMB42 PG1-16
Instrument DateJul 6, 2018
Instrument2018035190
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4003 JULINGTON CREEK RD, 4003, JACKSONVILLE, FL 32223-2015

Transferred To (Grantee/Buyer)

NameVerified Name
Address1611 BIRCH HILL CT, FLORENCE, KY 41042-1050

Mortgage

Document Number2018035191
DateJul 6, 2018
Instrument2018035191
Lender
NameKELTER MORTGAGE
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,567.00 (-19.06%) Homeowner's exemption$601,886 (+5.99%)$819,699 (+7.25%) Land $120,000 Building $699,699
2023$10,584.00 (+4.17%) Homeowner's exemption$567,888 (+3%)$764,256 (+14.83%) Land $120,000 Building $644,256
2022$10,160.00 Homeowner's exemption$551,348$665,567 Land $90,000 Building $575,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 90 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber		1,000 / 1,000

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