Clay County property record for 2723 Shade Tree Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,538 sqft · built 2006 |
| Lot Size | 0.478 acres (20,804 sqft) |
| Owner | Individual Name on File |
| Last Sale | $945,000 (Jun 2022) |
| Tax Bill | $12,329 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-26-014264-004-83 |
| Primary APN | 07-05-26-014264-004-83 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 4,538 sqft Living Area |
| Gross Area | 5,616 sqft |
| 1st Floor Area | 3,483 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 20,804 sqft (0.478 acres) |
| Garage Type | Attached |
| Garage Area | 770 sqft |
| Pool Area | 240 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 670 sqft |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2723 SHADE TREE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-4976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 83 CYPRESS CREEK @ EAGLE HARBOR AS REC OR 4618 PG 897 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 07 |
| Legal Subdivision | CYPRESS CREEK |
| Legal Lot Number | 83 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30707 |
2723 Shade Tree Dr is owned by an individual who bought it in June 2022.
Source: Clay County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 YOUNGBLOOD DR, BLUE EYE, MO 65611-8145 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Jul 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| May 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Jun 19, 2017 | Warranty Deed, Transfer · ARM JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on File |
| Deed Sale | Jun 15, 2022 · Amount on File |
| Prior Sale | May 21, 2019 · Amount on File |
| Deed Document Number | 202237121 |
| Deed Book / Page | 4618 / 897 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 15, 2022 |
| Property Address | 2723 SHADE TREE DR, FLEMING ISLAND, FL 32003-4976 |
| Document Number | 0046180897 |
| Book / Page | 4618 / 897 |
| Map Reference | MB 42 PG 1-16 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022037121 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,615.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2723 SHADE TREE DR, FLEMING ISLAND, FL 32003-4976 |
| Document Number | 0004618899 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 4618/899 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2723 SHADE TREE DR, FLEMING ISLAND, FL 32003-4976 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0043241582 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 4324/1582 |
| Instrument | 2020032614 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 21, 2019 |
| Property Address | 2723 SHADE TREE DR, FLEMING ISLAND, FL 32003-4976 |
| Document Number | 0041930857 |
| Book / Page | 4193 / 0857 |
| Map Reference | MB 42 PG 1-16 |
| Instrument Date | May 20, 2019 |
| Instrument | 2019025777 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,165.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13032 HUNTLEY MANOR DR, 13032, JACKSONVILLE, FL 32224-8420 |
| Name | Verified Name |
|---|---|
| Address | 2723 SHADE TREE DR, FLEMING ISLAND, FL 32003-4976 |
| Document Number | 0004193859 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 4193/859 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 19, 2017 |
| Property Address | 2723 SHADE TREE DR, FLEMING ISLAND, FL 32003-4976 |
| Document Number | 0039841664 |
| Book / Page | 3984 / 1664 |
| Map Reference | MB42 PG1-16 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 2017030956 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | FIRST INTL TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2199 ASTOR ST APT 301, 2199, ORANGE PARK, FL 32073-5601 |
| Name | Verified Name |
|---|---|
| Address | 2723 SHADE TREE DR, FLEMING ISLAND, FL 32003-4976 |
| Document Number | 2017030957 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 2017030957 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
The 2025 property tax bill for 2723 Shade Tree Dr was $12,329.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,329.00 | $808,359 Land $120,000 Building $688,359 | $808,359 Land $120,000 Building $688,359 |
| 2023 | $14,069.00 (+41.16%) | $757,940 (+40.71%) Land $120,000 Building $637,940 | $757,940 (+16.22%) Land $120,000 Building $637,940 |
| 2022 | $9,967.00 Homeowner's exemption | $538,673 | $652,185 Land $90,000 Building $562,185 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2723 Shade Tree Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 90 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2723 Shade Tree Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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