2700 Shade Tree Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 2700 Shade Tree Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,878 sqft · built 2005
Lot Size	0.434 acres (18,909 sqft)
Owner	Individual Name on File
Last Sale	$930,000 (Jun 2025)
Tax Bill	$7,475 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-05-26-014264-004-77`

Property Details

APN / Parcel Number

Primary APN	`07-05-26-014264-004-77`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,878 sqft Heated Area
Gross Area	5,385 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,909 sqft (0.434 acres)
Garage Area	693 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	510 sqft
Porch	Porch
Porch Area	814 sqft
Patio Area	160 sqft
Balcony	Balcony
Balcony Area	160 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2700 SHADE TREE DR
City	FLEMING ISLAND
State	FL
Zip	32003-4975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 77 CYPRESS CREEK @ EAGLE HARBOR AS REC O R 4941 PG 316
Legal Range	26
Legal Township	05
Legal Section	07
Legal Subdivision	CYPRESS CREEK
Legal Lot Number	77
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1023
Census Tract	30707

Owner

2700 Shade Tree Dr is owned and occupied by an individual who bought it in June 2025.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2700 SHADE TREE DR, FLEMING ISLAND, FL 32003-4975
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2025 · Amount on File
Deed Sale	Jun 17, 2025 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Document Number	2025027888
Deed Book / Page	4941 / 316
Record Updated	Jun 8, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 30, 2018
Property Address	2700 SHADE TREE DR, FLEMING ISLAND, FL 32003-4975
Document Number	0041081439
Book / Page	004108 / 001439
Instrument Date	Jul 30, 2018
Instrument	39600
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	INTRUST TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2700 SHADE TREE DR FLEMING ISLAND FL 320034975, FLEMING ISLAND, FL 32003-4975

Mortgage

Document Number	41081444
Date	Jul 30, 2018
Book Page	004108/001444
Instrument	39602

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 29, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2700 Shade Tree Dr was $7,475 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,475.00 Homeowner's exemption	$530,285	$720,628 Land $120,000 Building $600,628
2023	$9,558.00 (+4.33%) Homeowner's exemption	$500,332 (+3%)	$673,010 (+15.35%) Land $120,000 Building $553,010
2022	$9,161.00 Homeowner's exemption	$485,760	$583,436 Land $90,000 Building $493,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2700 Shade Tree Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2700 Shade Tree Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000