2702 N River Trail Rd, Orange, CA 92865 Property Records

Orange County property record for 2702 N River Trail Rd, Orange, CA 92865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,669 sqft · built 1986
Lot Size	0.108 acres (4,692 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Jun 2017)
Tax Bill	$6,846 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`374-731-70`

Property Details

APN / Parcel Number

Primary APN	`374-731-70`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,669 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	4,692 sqft (0.108 acres)
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2702 N RIVER TRAIL RD
City	ORANGE
State	CA
Zip	92865-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10539 BLK LOT 87
Legal Tract	10539
Legal Lot Number	87
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1000
Census Tract	76204

Owner

2702 N River Trail Rd is owned and occupied by two individuals who bought it in June 2017.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2702 N RIVER TRAIL RD, ORANGE, CA 92865-2014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jun 1, 2017	Grant Deed, Transfer · Conventional Mortgage NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2017 · Amount on File
Deed Sale	Jun 1, 2017 · Amount on File
Deed Document Number	2017223264
Prior Transfer Date	Dec 26, 2006
Prior Transfer Doc	0000008423
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2702 N RIVER TRAIL RD, ORANGE, CA 92865-2014
Document Number	0000324629
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2702 N RIVER TRAIL RD ORANGE CA 928652014, ORANGE, CA 92865-2014

Mortgage

Document Number	0000324629
Date	Jul 9, 2020
Instrument	324629

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 1, 2017
Property Address	2702 N RIVER TRAIL RD, ORANGE, CA 92865-2014
Document Number	0000223264
Map Reference	MB 462 PG 25-29
Instrument Date	May 3, 2017
Instrument	2017000223264
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2702 N RIVER TRAIL RD, ORANGE, CA 92865-2014

Mortgage

Document Number	, 2017000223265
Date	Jun 1, 2017
Instrument	2017000223265

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2702 N River Trail Rd was $6,846 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$627,409 (+2%) Land $464,201 Building $163,208
2025	$6,846.00 Homeowner's exemption	$615,107 Land $455,099 Building $160,008
2023	$6,544.00 (+2%) Homeowner's exemption	$591,223 Land $437,427 Building $153,796
2022	$6,416.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2702 N River Trail Rd in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2702 N River Trail Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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