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2700 Zuni Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2700 Zuni Rd, Saint Cloud, FL 34771

Property Summary

Property TypePasture
Details2 bd · 3.5 ba · 4,163 sqft · built 2013
Lot Size5.44 acres (236,966 sqft)
Owner2 Individual Names on Record
Last Sale$1,150,000 (Sep 2026)
Tax Bill$4,769 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-25-31-4260-0001-0140

Property Details

APN / Parcel Number

Primary APN09-25-31-4260-0001-0140
Alternative APNs
  • 253109426000010140
  • 90712

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Units2 Units
Stories1 Story
Building Area4,163 sqft Gross Area
1st Floor Area3,117 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialConcrete Block/Stucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area236,966 sqft (5.44 acres)
Garage TypeAttached
Garage Area653 sqft
Parking Spaces8 Parking Spaces
PorchPatio
Porch Area633 sqft
Deck Area576 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2700 ZUNI RD
CitySAINT CLOUD
StateFL
Zip34771-7988
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Pasture
Local Zoning CodeOAC
Legal DescriptionNEW MAP NARCOOSSEE PB 1 PG 73 & 74 BEG AT SE COR LOT 13, N 134.9 FT TO POB; N 200 FT, N 89 DEG W 1220 FT MOL TO WATERS EDGE OF LAKE HENDON, SLY ALONG WATERS EDGE TO PT N 89 DEG W OF POB, S 89 DEG E 1100 FT MOL TO POB
Legal Range31E
Legal Township25S
Legal Section09
Legal SubdivisionNARCOOSSEE NEW MAP OF
Legal Tract4260
Legal Block140
Legal Lot Number13
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1427 BELLADONNA PL, SAINT CLOUD, FL 34771-5813
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2026 · Amount on Record
Deed SaleSep 17, 2026 · Amount on Record
Deed Document Number2026121311
Deed Book / Page7036 / 2042
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 17, 2026
Property Address2700 ZUNI RD, SAINT CLOUD, FL 34771-7988
Document Number0000121311
Book / Page7036 / 2042
Instrument DateSep 16, 2026
Instrument2026121311
Transaction TypeTransfer
Record UpdatedOct 6, 2026
Title CompanySTEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$813,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000121312,
DateSep 17, 2026
Instrument2026121312
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.87%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,769.00 (+4.84%)$338,682 (+2.89%)$799,200 (+0.13%) Land $227,600 Building $571,600
2024$4,549.00 (+2.13%) Homeowner's exemption Widower's exemption$329,166 (+2.99%)$798,200 (-6.18%)
2023$4,454.00 (+2.51%) Homeowner's exemption Widower's exemption$319,608 (+2.99%)$850,800 (+11.62%)
2022$4,345.00 Homeowner's exemption Widower's exemption$310,329$762,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Spectrum.

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