Osceola County property record for 2665 Zuni Rd, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,844 sqft · built 1988 |
| Lot Size | 4.72 acres (205,995 sqft) |
| Owner | Individual Name on File |
| Last Sale | $855,000 (Sep 2024) |
| Tax Bill | $5,362 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90732 |
| Primary APN | 90732 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,844 sqft Heated Area |
| Gross Area | 3,856 sqft |
| 1st Floor Area | 1,844 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 205,995 sqft (4.72 acres) |
| Garage Type | Finished |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 740 sqft |
| Utility Building | 840 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 90732 |
|---|---|
| Street Address | 2665 ZUNI RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | NEW MAP OF NARCOOSSEE PB 1 PG 73 S 1/2 LOT 36 LESS W 27 FT FOR RD R/W |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 09 |
| Legal Subdivision | NARCOOSSEE NEW MAP EAST |
| Legal Tract | 4260 |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 43700 |
Source: Osceola County assessment roll, APN 90732, as of July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2665 ZUNI RD, SAINT CLOUD, FL 34771-7989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Sep 05, 2024 | Warranty Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP |
| Dec 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 2024 · Amount on Record |
| Deed Sale | Sep 05, 2024 · Amount on Record |
| Prior Sale | Dec 28, 2018 · Amount on Record |
| Deed Document Number | 2024114885 |
| Deed Book / Page | 6660 / 2807 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2665 ZUNI RD, SAINT CLOUD, FL 34771-7989 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2665 ZUNI RD, SAINT CLOUD, FL 34771-7989 |
| Document Number | 0061911120 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 6191/1120 |
| Instrument | 2022057285 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 05, 2024 |
| Property Address | 2665 ZUNI RD, SAINT CLOUD, FL 34771-7989 |
| Document Number | 0066602807 |
| Book / Page | 6660 / 2807 |
| Map Reference | MB 1 PG 73&74 |
| Instrument Date | Aug 29, 2024 |
| Instrument | 2024114885 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | CHASE TITLE, CHASE TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,985.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5140 NW BOYKIN RD, BRISTOL, FL 32321-2424 |
| Name | Verified Name |
|---|---|
| Address | 2665 ZUNI RD, SAINT CLOUD, FL 34771-7989 |
| Document Number | 2024114886 |
|---|---|
| Date | Sep 05, 2024 |
| Instrument | 2024114886 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 28, 2018 |
| Property Address | 2665 ZUNI RD, SAINT CLOUD, FL 34771-7989 |
| Document Number | 0054560345 |
| Book / Page | 5456 / 0345 |
| Map Reference | MB 1 PG 73 |
| Instrument Date | Dec 24, 2018 |
| Instrument | 2018188949 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CLEAR CHOICE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17585 SE HIGHWAY 450, 17585, UMATILLA, FL 32784-8139 |
| Name | Verified Name |
|---|---|
| Address | 2665 ZUNI RD, SAINT CLOUD, FL 34771-7989 |
| Document Number | 2018188950 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 2018188950 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Osceola County assessment roll as of July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,362.00 (+131.62%) Homeowner's exemption | $376,438 (+133.19%) | $593,700 (+55.38%) Land $227,000 Building $366,700 |
| 2023 | $2,315.00 (+4.99%) Homeowner's exemption | $161,428 (+3%) | $382,100 (+11.17%) Land $124,100 Building $258,000 |
| 2022 | $2,205.00 Homeowner's exemption | $156,727 | $343,700 Land $124,100 Building $219,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | High above 76% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 18 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
Source: EPA Safe Drinking Water Information System, water system FL3494439, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Also Mapped Here | TOHO WATER AUTHORITY-POINCIANA SYSTEM |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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