2700 Ridge Ave, Dayton, OH 45414 Property Records

Montgomery County property record for 2700 Ridge Ave, Dayton, OH 45414

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,440 sqft · built 1949
Lot Size	0.257 acres (11,182 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jul 2026)
Tax Bill	$1,629 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R72-15605-0015`

Property Details

APN / Parcel Number

Primary APN	`R72-15605-0015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Block
Construction Type	Steel Frame
Lot Area	11,182 sqft (0.257 acres)
Lot Dimensions	130 ft deep x 86 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	218 sqft
Deck Area	450 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2700 RIDGE AVE
City	DAYTON
State	OH
Zip	45414-5433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64888-89 PTS 156-5-16
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	15
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2036
Census Tract	1600

Owner

2700 Ridge Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Montgomery County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2700 RIDGE AVE, DAYTON, OH 45414-5433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage OHIO HOUSING FINANCE AGENCY
Jul 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE INC
Jan 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jan 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Jan 8, 2018 · Amount on File
Deed Document Number	202639467
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 6, 2026
Property Address	2700 RIDGE AVE, DAYTON, OH 45414-5433
Document Number	0000039467
Instrument Date	Jun 8, 2026
Instrument	202639467
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$71,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2700 RIDGE AVE, DAYTON, OH 45414-5433

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 23, 2026
Property Address	2700 RIDGE AVE, DAYTON, OH 45414-5433
Document Number	0000043491
Instrument Date	Jun 8, 2026
Instrument	202643491
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 RIDGE AVE, DAYTON, OH 45414-5433

Mortgage

Document Number	0000043491,
Date	Jul 23, 2026
Instrument	202643491

Lender

Name	OHIO HOUSING FINANCE AGENCY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 23, 2026
Property Address	2700 RIDGE AVE, DAYTON, OH 45414-5433
Document Number	0000043490
Instrument Date	Jun 8, 2026
Instrument	202643490
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043490,
Date	Jul 23, 2026
Instrument	202643490

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 8, 2018
Property Address	2700 RIDGE AVE, DAYTON, OH 45414-5433
Document Number	0000001280
Instrument Date	Jan 3, 2018
Instrument	1280
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$28.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3204 DEWEESE PKWY DAYTON OH 454145411, DAYTON, OH 45414-5411

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 8, 2018
Property Address	2700 RIDGE AVE, DAYTON, OH 45414-5433
Document Number	0000001221
Instrument Date	Jan 3, 2018
Instrument	1221
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$35.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2716 RIDGE AVE DAYTON OH 454145433, DAYTON, OH 45414-5433

Tax Assessment & Valuation

The 2025 property tax bill for 2700 Ridge Ave was $1,629, down 0.2% from the year before.

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,629.00 (-0.18%)	$27,510 Land $5,710 Building $21,800	$78,590 Land $16,310 Building $62,280
2024	$1,632.00 (+2.58%)
2023	$1,591.00 (-8.62%)	$27,510 (+18.02%) Land $5,710 Building $21,800	$78,590 Land $16,310 Building $62,280
2022	$1,741.00	$23,310 Land $4,840 Building $18,470
2020			$66,600 Land $13,820 Building $52,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2700 Ridge Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1990–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2700 Ridge Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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