270 Lovers Ln, Lancaster, VA 22503 Property Records

Lancaster County property record for 270 Lovers Ln, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,894 sqft · built 2013
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$910,000 (Jun 2024)
Tax Bill	$35 (2025)
Deeds & Mortgages	Apr 2023 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26 41A`

Property Details

APN / Parcel Number

Primary APN	`26 41A`
Alternative APN	`6908`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,894 sqft Living Area
Gross Area	2,529 sqft
1st Floor Area	2,946 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	156 sqft
Shed	1 Shed
Shed Area	96 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6908
Street Address	270 LOVERS LN
City	LANCASTER
State	VA
Zip	22503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MYERS CREEK 2.00 AC LR20/1542 LR12/1562-P P#0322
Legal Subdivision	MYERS CREEK
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	4
Census Block	4028
Census Tract	30100

Owner

Source: Lancaster County records · APN 26 41A

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	270 LOVERS LN, LANCASTER, VA 22503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2023	Intrafamily Transfer, Transfer
Feb 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 03, 2020	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 03, 2024 · Amount on Record
Deed Sale	Jun 03, 2024 · Amount on Record
Prior Sale	Aug 03, 2020 · Amount on Record
Deed Document Number	2024982
Prior Transfer Date	Apr 03, 2023
Prior Transfer Doc	0000000585
Record Updated	Jun 08, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER VA
Recording Date	Apr 07, 2023
Property Address	270 LOVERS LN, LANCASTER, VA 22503
Document Number	0230000585
Instrument Date	Apr 03, 2023
Instrument	230000585
Transaction Type	Transfer
Record Updated	May 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	270 LOVERS LN, LANCASTER, VA 22503
Transaction Type	Mortgage
Record Updated	Sep 06, 2022
Title Company	LAWYERS TITLE REALTY SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000350
Date	Feb 04, 2021
Instrument	210000350

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Aug 03, 2020
Property Address	270 LOVERS LN, LANCASTER, VA 22503
Document Number	0200001542
Instrument Date	Jul 27, 2020
Instrument	200001542
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 KINGCREST PKWY, RICHMOND, VA 23221-2511

Mortgage

Document Number	0200001543
Date	Aug 03, 2020
Instrument	200001543

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35.00 (-98.79%)	$649,500 (+41.5%) Land $189,000 Building $460,500	$649,500 (+41.5%) Land $189,000 Building $460,500
2023	$2,891.00	$459,000 Land $189,000 Building $270,000	$459,000 Land $189,000 Building $270,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	28 (1998–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Nov 2018 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 14 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Virginia Everywhere Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Based on FCC filings for 30 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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