Lancaster County property record for 255 Lovers Ln, Lancaster, VA 22503 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,569 sqft · built 1927 |
| Lot Size | 9.52 acres (414,691 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 25 172 |
| Primary APN | 25 172 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,569 sqft Living Area |
| Gross Area | 2,159 sqft |
| 1st Floor Area | 2,343 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 414,691 sqft (9.52 acres) |
| Garage Area | 735 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 133 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Stable | 468 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6539 |
|---|---|
| Street Address | 255 LOVERS LN |
| City | LANCASTER |
| State | VA |
| Zip | 22503-4153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NR MYERS CREEK 9.52 AC DB396/550 LR21/1921+P |
| Legal Subdivision | MYERS CREEK |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 30100 |
Source: Lancaster County records · APN 25 172
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 255 LOVERS LN, LANCASTER, VA 22503-4153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK |
| Jul 06, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 06, 2021 |
| Transfer Doc | 0000001921 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 255 LOVERS LN, LANCASTER, VA 22503-4153 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2025 |
| Name | Verified Name |
|---|---|
| Address | 255 LOVERS LN, ASHTON, WV 25503 |
| Document Number | 0250002354 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 250002354 |
| Name | CHESAPEAKE BANK |
|---|---|
| Type | Bank |
| Address | KILMARNOCK, VA 22482 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Jul 06, 2021 |
| Property Address | 255 LOVERS LN, LANCASTER, VA 22503-4153 |
| Document Number | 210001921 |
| Instrument Date | Jul 06, 2021 |
| Instrument | 210001921 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 255 LOVERS LN, LANCASTER, VA 22503-4153 |
Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12.00 (-98.74%) | $228,200 (+50.23%) Land $26,000 Building $202,200 | $228,200 (+50.23%) Land $26,000 Building $202,200 |
| 2023 | $956.00 | $151,900 Land $26,000 Building $125,900 | $151,900 Land $26,000 Building $125,900 |
Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030301004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 47 individual NFIP policies nearby |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 28 (1998–2018) |
| Claims Outside the SFHA | 4 of 28 |
| Most Recent Claim | Nov 2018, other causes |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Virginia Everywhere | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE (outdoors only), no 5G reported
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