Lancaster County property record for 521 Lovers Ln, Lancaster, VA 22503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,794 sqft · built 2007 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Apr 2011) |
| Tax Bill | $33 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26 34 |
| Primary APN | 26 34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,794 sqft Living Area |
| Gross Area | 4,475 sqft |
| 1st Floor Area | 2,202 sqft |
| Basement Area | 1,590 sqft |
| Finished Basement | 1,431 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 82,764 sqft (1.9 acres) |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 435 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Boat House | 420 sqft |
| Boat Lift | Boat Lift |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6894 |
|---|---|
| Street Address | 521 LOVERS LN |
| City | LANCASTER |
| State | VA |
| Zip | 22503-4158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | MYERS CREEK 1.9 AC LR11/862 |
| Legal Subdivision | MYERS CREEK |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 30100 |
Source: Lancaster County assessment roll, APN 26 34, as of May 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 LOVERS LN, LANCASTER, VA 22503-4158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2011 · Amount on Record |
| Deed Sale | Apr 28, 2011 · Amount on Record |
| Prior Sale | Apr 01, 2011 · Amount on Record |
| Deed Book / Page | 1100 / 862 |
| Last Transfer Date | Apr 28, 2021 |
| Transfer Doc | 0000001606 |
| Record Updated | Sep 20, 2026 |
Source: Lancaster County assessment roll as of May 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33.00 (-98.81%) | $617,700 (+40.2%) Land $85,400 Building $532,300 | $617,700 (+40.2%) Land $85,400 Building $532,300 |
| 2023 | $2,775.00 | $440,600 Land $85,400 Building $355,200 | $440,600 Land $85,400 Building $355,200 |
Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), as of July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030301004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 28 (1998–2018) |
| Claims Outside the SFHA | 4 of 28 |
| Most Recent Claim | Nov 2018 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 30 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Virginia Everywhere Fiber | 1,000 / 1,000 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
4G LTE (outdoors only), no 5G reported
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