270 Gracen Rd, Guyton, GA 31312 Property Records

Effingham County property record for 270 Gracen Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,430 sqft · built 2002
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Apr 2018)
Tax Bill	$2,084 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jun 2026 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`G0140-001-B00`

Property Details

APN / Parcel Number

Primary APN	`G0140-001-B00`
Alternative APNs	`0031B001B00` `21696`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,430 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.77 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	210 sqft
Deck Area	310 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21696
Street Address	270 GRACEN RD
City	GUYTON
State	GA
Zip	31312-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.77 AC LOT 1B OUT 31B-1
Legal Subdivision	DEL-A-RAE
Legal Lot Number	1B
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2017
Census Tract	30204

Owner

270 Gracen Rd is owned and occupied by an individual who bought it in April 2018.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	270 GRACEN RD, GUYTON, GA 31312-4116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2017	Deed of Trust, Mortgage · USDA Mortgage PRIMARY CAPITAL
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Apr 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2018 · Amount on File
Deed Sale	Apr 23, 2018 · Amount on File
Prior Sale	Jan 6, 2017 · Amount on File
Deed Document Number	2018900
Deed Book / Page	2462 / 42
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	270 GRACEN RD, GUYTON, GA 31312-4116
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002384/632
Date	Jan 9, 2017
Book Page	2384/632
Instrument	000171

Lender

Name	PRIMARY CAPITAL
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 5, 2026
Property Address	270 GRACEN RD, GUYTON, GA 31312-4116
Document Number	0000004963
Book / Page	3048 / 782
Instrument Date	May 27, 2026
Instrument	20264963
Transaction Type	Mortgage
Record Updated	Jul 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 GRACEN RD, GUYTON, GA 31312-4116

Mortgage

Document Number	0000004963,
Date	Jun 5, 2026
Book Page	3048/782
Instrument	20264963

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 23, 2018
Property Address	270 GRACEN RD, GUYTON, GA 31312-4116
Document Number	0002462/42
Book / Page	2462 / 42
Instrument Date	Apr 23, 2018
Instrument	2018-000900
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 GRACEN RD, GUYTON, GA 31312-4116

Tax Assessment & Valuation

The 2025 property tax bill for 270 Gracen Rd was $2,084 with a homeowner's exemption, up 10.6% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Guyton City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,990 (-) Land $22,800 Building $81,190	$259,976 (-) Land $57,000 Building $202,976
2025	$2,084.00 (+10.62%) Homeowner's exemption	$103,990 (+10.81%) Land $22,800 Building $81,190	$259,976 (+10.81%) Land $57,000 Building $202,976
2024	$1,884.00 Homeowner's exemption	$93,846 Land $22,800 Building $71,046	$234,614 Land $57,000 Building $177,614
2022	$1,757.00 Homeowner's exemption	$61,348 Land $14,800 Building $46,548	$153,371 Land $37,000 Building $116,371

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 270 Gracen Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1990–1998)
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 Gracen Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUYTON serves 2,394 people · EPA ID GA1030000
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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