358 Gracen Rd, Guyton, GA 31312 Property Records

Effingham County property record for 358 Gracen Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,468 sqft · built 2009
Lot Size	2.71 acres (118,048 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Jun 2026)
Tax Bill	$5,612 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0271C-001-000`

Property Details

APN / Parcel Number

Primary APN	`0271C-001-000`
Alternative APNs	`0031F001000` `0271C001` `1402`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,468 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2014
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	118,048 sqft (2.71 acres)
Garage Type	Mixed
Garage Area	1,058 sqft
Parking Spaces	5 Parking Spaces
Porch	Patio
Porch Area	560 sqft
Deck Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1402
Street Address	358 GRACEN RD
City	GUYTON
State	GA
Zip	31312-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	2.71 AC PAR 1 (OUT 31-54A6)
Legal Subdivision	JAMES VILLAGE
Legal Lot Number	1
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2013
Census Tract	30204

Owner

358 Gracen Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	358 GRACEN RD, GUYTON, GA 31312-4123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage PROSPERITY BANK
Jan 25, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CHATHAM BANK
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Nov 8, 2024 · Amount on File
Deed Document Number	20265317
Deed Book / Page	3051 / 147
Record Updated	Oct 29, 2026

June 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 16, 2026
Property Address	358 GRACEN RD, GUYTON, GA 31312-4123
Document Number	0000005317
Book / Page	3051 / 147
Instrument Date	Jun 16, 2026
Instrument	20265317
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 GRACEN RD, GUYTON, GA 31312-4123
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005319,
Date	Jun 16, 2026
Book Page	3051/153
Instrument	20265319

Lender

Name	PROSPERITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	358 GRACEN RD, GUYTON, GA 31312-4123
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002387/179
Date	Jan 25, 2017
Book Page	2387/179
Instrument	000652

Lender

Name	FIRST CHATHAM BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2027

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	358 GRACEN RD, GUYTON, GA 31312-4123
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 GRACEN RD, GUYTON, GA 31312-4123

Mortgage

Document Number	0000002774/0000000613
Date	Apr 5, 2022
Book Page	0000002774/0000000613
Instrument	003471

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 2, 2019
Property Address	358 GRACEN RD, GUYTON, GA 31312-4123
Document Number	002533/452
Book / Page	2533 / 452
Instrument Date	Jul 2, 2019
Instrument	2019-001832
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 GRACEN RD, GUYTON, GA 31312-4123

Mortgage

Document Number	0000002533/0000000454
Date	Jul 5, 2019
Book Page	0000002533/0000000454
Instrument	005581

Lender

Name	STEARNS LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 358 Gracen Rd was $5,612 with a homeowner's exemption, up 66% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,818 (-10.25%) Land $50,148 Building $145,670	$489,544 (-10.25%) Land $125,370 Building $364,174
2025	$5,612.00 (+65.99%) Homeowner's exemption	$218,190 (+26.07%) Land $50,148 Building $168,042	$545,474 (+26.07%) Land $125,370 Building $420,104
2024	$3,381.00 (+21.44%) Homeowner's exemption	$173,074 (+5.69%) Land $32,386 Building $140,688	$432,684 (+5.69%) Land $80,964 Building $351,720
2023	$2,784.00 (-15.79%) Homeowner's exemption	$163,760 (+13.37%) Land $32,386 Building $131,374	$409,399 (+13.37%) Land $80,964 Building $328,435
2022	$3,306.00 Homeowner's exemption	$144,445 Land $13,071 Building $131,374	$361,113 Land $32,678 Building $328,435

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 358 Gracen Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1990–1998)
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 358 Gracen Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gracen Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures