260 Gracen Rd, Guyton, GA 31312 Property Records

Effingham County property record for 260 Gracen Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 2002
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on File
Last Sale	$111,000 (Feb 2006)
Tax Bill	$2,098 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`G0140-033-B00`

Property Details

APN / Parcel Number

Primary APN	`G0140-033-B00`
Alternative APNs	`0031B033B00` `21728`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21728
Street Address	260 GRACEN RD
City	GUYTON
State	GA
Zip	31312-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.73 AC LOT 33B (OUT 31B-33)
Legal Subdivision	DEL-A-RAE
Legal Lot Number	33B
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2017
Census Tract	30204

Owner

260 Gracen Rd is owned and occupied by two individuals who bought it in February 2006.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	260 GRACEN RD, GUYTON, GA 31312-4116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Aug 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE
Jul 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2006 · Amount on File
Deed Sale	Feb 28, 2006 · Amount on File
Deed Document Number	2006650
Deed Book / Page	1411 / 331
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 22, 2026
Property Address	260 GRACEN RD, GUYTON, GA 31312-4116
Document Number	0000003038/0000000972
Book / Page	3038 / 972
Instrument Date	Apr 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 GRACEN RD, GUYTON, GA 31312-4116
Investor	Possibly a Property Investor

Mortgage

Document Number	3038000972,
Date	Apr 22, 2026
Book Page	3038/972

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

Interest

Rate	5.54%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	260 GRACEN RD, GUYTON, GA 31312-4116
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 GRACEN RD, GUYTON, GA 31312-4116

Mortgage

Document Number	0000002800/0000000131
Date	Aug 1, 2022
Book Page	0000002800/0000000131
Instrument	007889

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	260 GRACEN RD, GUYTON, GA 31312-4116
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 GRACEN RD, GUYTON, GA 31312-4116

Mortgage

Document Number	0000002920/0000000913
Date	Jul 19, 2024
Book Page	0000002920/0000000913
Instrument	D2024005382

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 260 Gracen Rd was $2,098 with a homeowner's exemption.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Guyton City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,508 (-) Land $22,800 Building $76,708	$248,771 (-) Land $57,000 Building $191,771
2025	$2,098.00 Homeowner's exemption	$99,508 Land $22,800 Building $76,708	$248,771 Land $57,000 Building $191,771
2022	$1,862.00 Homeowner's exemption	$62,272 Land $14,800 Building $47,472	$155,681 Land $37,000 Building $118,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 260 Gracen Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1990–1998)
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Gracen Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUYTON serves 2,394 people · EPA ID GA1030000
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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